Chapter 3

Question 1

What is a contributory state benefit?

Answer 1

-One that is paid to those with sufficient NICs.

Question 2

What benefits are available to one spouse or partner on the death of the other, assuming they have no children and meet requirements?

Answer 2

-bereavement support payment

Question 3

What is income support?

Answer 3

-not taxable
-16 to SPA
-low income
not in full time study
-working less than 16 hours per week
-not receiving Job Seeker’s Allowance

Question 4

How long is Job Seeker’s Allowance paid for?

Answer 4

-maximum of 6 months

Question 5

How long is Statutory Sick Pay paid for?

Answer 5

28 weeks

Question 6

What are the 4 main disability-related benefits?

Answer 6

1. personal independence payment
2. Disability living allownace
3. Attendance allowance
4. Carer’s allowance

Question 7

What is Child Benefit?

Answer 7

• non-contributory, tax -free

- reduced for those earning over £50,000

Question 8

What is working tax credit?

Answer 8

• this is a top up payment for those on low incomes
• includes those who don’t have children
• have a child, work 16 hours, over 16 years
• no child, work 30 hours & over 25 years old
• no child, work 16 hours, have a disability

Question 9

How many years NICs do you need to benefit from a full pension?

Answer 9

35 years

Question 10

Is the new state pension contributory?

Answer 10

Yes

Question 11

What is a means-tested benefit?

Answer 11

A benefit payed to only those with income or capital below a certain level

Question 12

Who can claim JSA?

Answer 12

-anyone who is unemployed and is actively seeking employment

Question 13

How much is the lump sum bereavement support payment for someone with dependent children?

Answer 13

Up to £3,500

Question 14

What is the guaranteed minimum income for a single pensioner under the Pension Credit System?

Answer 14

-£173.75 a week

Question 15

How is WTC paid to employees?

Answer 15

Directly from the HMRC