Chapter 20 - Key Terms - Fair Housing and Ethical Practices Flashcards
Americans with Disabilities Act (ADA)
Act addresses rights of individuals in employment and public acccommodations. 360-61
blockbusting
The illegal practice of inducing homeowers to sell their properties by making representations regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood. 305
Civil Rights Act of 1866
An act that prohibits racial discrimination in the sale and rental of housing. 354
code of ethics
A written system of standards for ethical conduct. 367
Department of Housing and Urban Development (HUD)
Governmental department that has established rules and regulations that further interpret the practices affected by the law. In addition, HUD distributes and equal housing opportunity poster. 242
Equal Credit Opportunity Act (ECOA)
The federal law that prohibits discrimination in the extension of credit because of race, color, religion, natioal origin, sex, age, or marital status. 257-58
ethics
The system of moral principles and rules that becomes standards for professional conduct. 367
Fair Housing Act
The federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin. 305
Fair Housing Amendments Act
Expansion of the Fair Housing Act to include families with children and those with physical or mental disabilities. 282
redlining
The illegal practice of a lending institution denying loans or restricting their number for certain areas of a community. 364
steering
The illegal practice of channeling home seekers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live. 305
Title VIII of the Civil Rights Act of 1968 (called the federal Fair Housing Act)
Prohibits discrimination in housing based on race, color, religion, or national origin. 354
