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Study Guide > Chapter 2, Section 2 > Flashcards

Chapter 2, Section 2 Flashcards

Homeoweners Forms - The Coverages

1
Q

List the thirteen named perils of the Homeowners basic form

A
  • Peril 1 - Fire or Lightning
  • Peril 2 - Explosion
  • Peril 3 - Smoke
  • Peril 4 - Falling Object
  • Peril 5 - Impact by Aircraft of Land Vehicle
  • Peril 6 - Riot
  • Peril 7 - Vandalism or Malicious Acts
  • Peril 8 - Water Damage
  • Peril 9 - Windstorm or Hail
  • Peril 10 - Glass Breakage
  • Peril 11 - Transportation
  • Peril 12 - Theft, Including Damage Caused By Attempted Theft
  • Peril 13 - Electricity
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2
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to buildings and contents caused by domestic hot water boiler

A

Covered

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3
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to building caused by smoke originating from a fireplace

A

Not covered

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4
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to contents caused by smoke origination from a fireplace

A

Not covered

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5
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage caused by a falling object striking lawn furniture

A

Not covered

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6
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to building caused by roof collapse by snow build up

A

Not covered

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7
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to contents caused by roof collapse by snow build up

A

Not covered

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8
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

death to family pet when struck by a vehicle

A

Not covered

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9
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to contents caused by accidental spillage while the insured is painting

A

Covered

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10
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

vandalism to vacant building

A

Not covered

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11
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to floor covering caused by family pet

A

Not covered

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12
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage cause by back-up sewer

A

Not covered

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13
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

water damage caused by a broken water pipe under the sink

A

Covered

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14
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage caused by windstorm to a satellite dish

A

Not covered

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15
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

glass breakage to lamps

A

Not covered

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16
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

collision damage to a TV being returned to the house in the insured’s car

A

Covered

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17
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

theft of the family pet

A

Not covered

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18
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to VCR from a sudden surge of power

A

Covered

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19
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

fire damage to a farm building on the insured’s premises

A

Not covered

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20
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

theft of hockey card collection at an exhibition

A

Not covered

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21
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to a stolen computer by the insured

A

Not covered

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22
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage intentionally caused by the insured

A

Not covered

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23
Q

Indicate whether the following loss would be covered under the Homeowners Basic Form:

damage to a shirt being ironed by the insured

A

Not covered

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24
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to buildings and contents caused by domestic hot water boiler exploding

A

Covered

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25
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to building caused by smoke originating from a fireplace

A

Covered

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26
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to contents caused by smoke originating from a fireplace

A

Covered

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27
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage caused by a falling object striking lawn furniture

A

Not covered

28
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to building caused by roof collapse by snow build up

A

Covered

29
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to contents caused by roof collapse by snow build up

A

Covered

30
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

death to family pet when struck by a vehicle

A

Not covered

31
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to contents caused by accidental spillage while the insured is painting

A

Covered

32
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

vandalism to a vacant building

A

Not covered

33
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to floor covering caused by family pet

A

Not covered

34
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage caused by back-up sewer

A

Not covered

35
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

water damage caused by a broken water pipe under the sink

A

Covered

36
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage caused by windstorm to a satellite dish

A

Not covered

37
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

glass breakage to lamps

A

Not covered

38
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

collision damage to a TV being returned to the house in the insured’s car

A

Covered

39
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

theft of the family pet

A

Not covered

40
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to VCR from a sudden surge of power

A

Covered

41
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

fire damage to a farm building on the insured’s premises

A

Not covered

42
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

theft of hockey card collection at an exhibition

A

Not covered

43
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage to a stolen computer by the insured

A

Not covered

44
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage intentionally caused by the insured

A

Not covered

45
Q

Indicate whether the following loss would be covered under the Homeowners Broad Form:

damage caused to a shirt being ironed by the insured

A

Not covered

46
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to buildings and contents caused by domestic hot water boiler exploding

A

Covered

47
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to building caused by smoke originating from a fire place

A

Covered

48
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to contents caused by smoke originating from a fireplace

A

Covered

49
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage caused by a falling object striking lawn furniture

A

Not Covered

50
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to building caused by roof collapse by snow build up

A

Covered

51
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to contents caused by roof collapse by snow build up

A

Covered

52
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

death to family pet when struck by a vehicle

A

Not covered

53
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to contents caused by accidental spillage while the insured is painting

A

Covered

54
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

vandalism to a vacant building

A

Not covered

55
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to floor covering caused by family pet

A

Not covered

56
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage caused by sewer back-up

A

Not covered

57
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

water damage caused by a broken water pipe under the sink

A

Covered

58
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage caused by windstorm to a satellite dish

A

Not covered

59
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

glass breakage to lamps

A

Not covered

60
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

collision damage to a TV being returned to the house in the insured’s car

A

Covered

61
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

theft of the family pet

A

Not covered

62
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to VCR from a sudden surge of power

A

Covered

63
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

fire damage to a farm building on the insured’s premises

A

Not covered

64
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

theft of hockey card collection at an exhibition

A

Not covered

65
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to a stolen computer by the insured

A

Not covered

66
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage intentionally caused by the insured

A

Not covered

67
Q

Indicate whether the following loss would be covered under the Homeowners Comprehensive Form:

damage to a shirt being ironed by the insured

A

Not covered

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