Chapter 2: Fair Housing Flashcards
Which of the following phrases are permitted in advertising per HUD guidelines?
“Large living room.”
A “large living room” is a permitted description per HUD guidelines. The other choices make a preference for a specific type of person and are not permitted.
Which statement regarding Plessy v. Ferguson is TRUE?
It established what became known as “separate but equal” doctrine
Even though the Thirteenth, Fourteenth, and Fifteenth Amendments, as well as the Civil Rights Act of 1866 had become law, the United States Supreme Court in Plessy v. Ferguson established what became known as the separate but equal doctrine.
Which practice is permitted?
Showing homes in specific neighborhoods to an Asian buyer who has expressed a preference to view homes in neighborhoods with other Asians
If a real estate agent is showing properties in specific neighborhoods at the request of the buyer, then that client’s preference is a nondiscriminatory reason under the Seventh Circuit Court of Appeals ruling.
Individual states:
can enact laws that provide protection for classes not included in the federal law.
States can enacted fair housing laws that are more restrictive than the federal requirements. These laws provide protection from discrimination for classes not provided for in the federal law.
Which of the following must comply with fair housing law?
All of the above
All those involved in real estate, whether private property owners, real estate licensees, property managers and property management companies, builders, developers, and lenders must comply with the intent and provisions of the fair housing law.
Title VIII of the Civil Rights Act of 1968:
prohibited discrimination in housing based on race, color, religion, or national origin.
Title VIII of the Civil Rights Act of 1968, also known as the Fair Housing Act, prohibited discrimination in housing based on race, color, religion, or national origin. The Kerner Report concluded that America was moving towards two societies, one black and one white - separate and unequal. The Civil Rights Act of 1968 was passed soon after the release of the Kerner Commission Report.
For a loan used to purchase the following owner-occupied properties, which of them would the Holden Act NOT apply to?
A 150-unit apartment building
The Holden Act not only applies to the purchase of a single-family home or existing one-to-four unit owner-occupied dwellings, but also the financing to construct, rehabilitate, improve, or refinance one-to-four unit owner-occupied dwellings. The act would not apply to a 150-unit apartment complex, whether it was owner occupied or not.
With regard to housing, which of the following classes does the California Fair Employment and Housing Act NOT protect?
Education
Under California Fair Employment and Housing Act, education is not a protected class with respect to housing.
In California, a licensee is required to disclose:
A. if any occupant of a listed property died in the property within the past three years.
B. if asked by a buyer if any occupant of a property being considered had died of AIDS.
A only
In California, if any occupant of a residence died in that residence in the past three years, the fact must be disclosed to any potential buyer.
If a buyer asks if the owner or occupant of the property had died of AIDS or an AIDS-related illness, the broker or salesperson cannot disclose this information. AIDS and AIDS-related illnesses are disabilities protected under the federal Fair Housing laws, and revealing such information may be considered a discriminatory act just as much as revealing the homeowner’s ethnicity, religion, and other protected status.
Which one of the following is NOT a protected class under the federal fair housing laws?
sexual orientation
Sexual orientation is not a protected federal class, but may be protected by additional laws passed by the states. In addition, fair housing laws prohibits discrimination against individuals because of their association with persons in the protected classes.
