Chapter 2 Flashcards
Deductible
amount paid for medical services before insurance will begin to pay
Premium
amount paid every month by the person insured
Co-insurance
expenses shared by the patient & the insurance company
Ex: 80/20, 70/30
Co-payment
amount patient pays for a particular service
Ex: $10.00 for a $35.00 flu shot
Organizational Structure/ Chain of Command
- Shows levels of responsibility
- Lines of authority are clearly outlined
- Make for a more efficient operation of the business
What is a Hospital?
Major HC facilty
•Many sources of funding: private ~ for profit; non-profit
Types of hospitals
General
Speciality
Government
University Medical Centers
General Hospital
Treats wide range of conditions and age groups
Ex: Lexington Medical Ctr
Palmetto Health Baptist
Ex2: Diagnostic, Medical, Surgical
Speciality Hospital
Provides care for only special conditions or age groups
Government Hospital
Operated by the federal, state, & local government agencies
Ex: Lexington Medical Center, Palmetto Health
Ex2: Veterans Administration Hospital
State Psychiatric Hospital
State Rehabilitation Centers
University Medical Centers
Provide hospital services along with research and education
- Funded by private and/or government sources
“For-Profit Facility”
Government depends on the sources of income received by the hospital
Non-profit Facility
Supported by donations, membership fees, fundraisers, and federal or state grants. (Volunteers)
Services Obtained from Medical Offices
Pediatrics
Cardiology
Obstetrics
Services provided by Pediatrics, Cardiology, Obstetrics
Pediatrics - infants & children
Cardiology - diseases & disorders of the heart
Obstetrics - care of pregnant females