Chapter 2 Flashcards

Commercial General Liability Policy

1
Q

Easement

A

A right of persons to use land belonging to others

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2
Q

False Imprisonment

A

Holding someone against their will without lawful justification

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3
Q

False Arrest

A

Includes false imprisonment but also includes
the additional feature of detaining the victims with
the intention that they be turned over to the
police for prosecution

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4
Q

Malicious Prosecution

A

Occurs when:
(i) the complainant was arrested and later released;
and
(ii) there was evidence of improper motives like desire to harass or humiliate the victim

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5
Q

Defamation

A

A unjustified statement causing injury to the reputation of another. In face of the community this person lost esteem, respect and goodwill.

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6
Q

Slander

A

Refers to spoken defamation

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7
Q

Libel

A

Refers to written defamation

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8
Q

Aggregate Limit

A

The most the policy will pay during the policy
period for all claims for which insurance is
provided

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