Chapter 10 Flashcards
What are the natural causes associated with climate change?
Earths climate is generally affected by natural, external factors that mainly change the amount of incoming energy
These effects have not had the same effect on climate trends as the effect of greenhouse gases
Explain the human causes associated with climate change
Such as the burning of fossil fuels and the conversation of land for forestry and agriculture
Overall human activities since the Industrial Revolution have had a warming effect-especially the buildup of greenhouse gases in the atmosphere
What are the effects of climate change?
Unpredictable environmental, social, and economical consequences
Example-widespread eating of arctic sea ice, changing precipitation patterns, rising sea levels, increased risk of weather-related catastrophes
What is cyber risk?
Is any risk of financial loss, disruption of business, or damage to an organizations reputation due to a failure of its IT systems
What are the 3 categories cyberattack fall under?
Deliberate and unauthorized breaches of security in order to access information systems for the purposes of espionage, extortion, or embarrassment of an organization
Unintentional or accidental security breaches
Operational IT risks
What are the two key areas of cyber risk exposures?
Behaviour management-organizations must ensure all individuals involved are aware of cyber risk
Systems and technology management-individuals and organizations can stay up to date with technology and security best practices
What is included in cyber risk insurance?
Third party liability
Cyber crime
Extra expense
Business interruption losses
Crisis-management consulting services
What is blockchain?
Is a technology platform that enables distributed ledger technology
What is sharing economy?
A collaborative system where participants share access to services and products rather than owing them individually; generally facilitated through an online platform
What are the 3 distinct commercial activities during ride sharing?
Period 1-while the driver is assessing the rideshare app in the vehicle but has not yet selected a ride
Period 2-after a ride is accepted and while the driver is on the way to pick up the passengers
Period 3-while carrying the passenger from pick up to drop off
What are the exclusions under a home policy when accommodation sharing is involved?
Damage to dwelling and contents of hosts
Damage to property of guests
Explain level 0 under level of automation
No driving automation
The vehicle has no driving automation technology
Explain level 1 under level of automation
Driver assistance
The vehicle has at least one-driver support system to provide steering assistance or acceleration/deceleration assistance
Explain level 2 under level of automation
Partial driving automation
Vehicle has advanced driving assistance systems that control both steering and acceleration/deceleration
Explain level 3 under level of automation
Conditional driving automation
Vehicle has advanced driving assistance systems and AI that makes decisions based on changing driving situations surrounding the vehicle
Explain level 4 under level of automation
High driving automation
Vehicle has an automation driving system for all aspects of the dynamic driving tasks
Explain level 5 under level of automation
Full driving automation
Vehicle has an automated driving system for full-time performance of all aspects of the dynamic driving task under all roadway and environmental conditions
