chapter 1 ethics and integrity in financial services Flashcards
what does ESG stand for?
environmental, social and governance
what is ESG?
assess whether a company is ‘doing the right thing’ in terms of the impact it has on the environment, the community in which it operates and the way it is governed
what is impact investing?
investing money that, in addition to generating a financial return, is also targeted at having a positive impact on society or the environment
what are some examples of impact investing?
gender lens and microfinance
what is gender lens investing?
focusing on investments that will promote gender equality, providing opportunities to women
what are examples of gender lens investing?
- providing capital to enable women to launch or expand their businesses
- or to help fund products and services that will benefit women and girls
what is microfinance?
trying to make an impact on low income or unemployed individuals, who would not normally have access to conventional financial services
what form does microfinance usually come in?
low value loans (microloans) that are often combined with some financial or business education
