Chapter 1

Question 1

Consumer

제품이나 서비스를 사용하는 개인이나 조직

Answer 1

A person or organization that uses a product or service

Question 2

Credit

돈을 빌려주고 빚을 만드는 행위 or 모든 형태의 지불 연기

Answer 2

The granting of a loan and the creation of debt; any form of deferred payment

Question 3

Debt

일반적으로 원래 대출금액에 이자를 더한 금액이 포함됨

Answer 3

An obligation of repayment by a borrower to a lender, which typically includes the original loan amount plus interest.

Question 4

Economy

상품과 서비스를 생산하고 유통하는 시스템

Answer 4

A system that creates and distrivutes goods and services.

Question 5

Financial Literacy

정보를 바탕으로 재무 결정을 내리고 효과적으로 관리하는데 필요한 지식과 기술

Answer 5

The knowledge and skills required to make informed financial decisions and manage finances effectively.

Question 6

Interest

돈을 빌릴 때 일반적으로 대출기관에 수수료를 지불해야함. 이 수수료가 이자이며 원금의 백분율로 계산됨.

Answer 6

When you borrow money, you usually have to pay a fee to the lender. This fee is called interest and is calculated as a percentage of the original amount borrowed (also known as principal).

Question 7

Loan

원금, 이자율, 상환일을 명시하는 ‘노트’으로 문서화되는 부채 유형입니다.

Answer 7

A type of debt that is documented by a ‘note’, which specifies the principal amount, interest rate, and date of repayment.

Question 8

Personal Finance

지출, 저축, 예산 책정 등 돈과 관련된 개인이나 가족의 모든 결정과 활동입니다.

Answer 8

All of the decisions and activities of an individual or family regarding their money, including spending, saving, and budgeting.