Chapter 1 Flashcards
Commercial insurers
Profit-making organisations which need to pay dividends to shareholders out of their taxed profits
Health and Social Act 2012
Where new NHS reforms were set out
Health trusts
Not an insurance policy, employer pays money into a health trust which is administered by trustees
National Health Service (NHS)
State system of healthcare
National Institute of Health and Care Excellence (NICE)
Recommends which treatments the NHS should and should not provide
National Insurance scheme
Comprehensive scheme to provide insurance against a range of risks for working people
Primary care trusts
First point of contact in the healthcare system
Provident insurers
Non profit-making organisations for the provision of medical insurance
Private healthcare
Provides surgery and other medical treatment for patients who are willing and able to pay either directly (out of pocket) or indirectly (insurance)
Private medical insurance
Pay the costs of secondary acute care outside the NHS
Self-insurance
People prepared to pay their own healthcare costs as they arise rather than taking our insurance
Taxation
Not liable to VAT, but are subject to IPT
