Chap 708 Part X Credit Card Offenses

Question 1

708-8100

Fraudulent Use of a Credit Card

Answer 1

C felony, exceeds $300 in any 6 mo period
***each separate use of a credit card that exceeds $300 constitutes a separate offense

misdemeanor, does not exceed $300 in any 6 mo period

Question 2

708-8100.5

Fraudulent Encoding of a Credit Card

Answer 2

I, changes, alters, erases, adds, creates, tampers with, or manipulates (CAEACTM) a credit card number by encoding cc numbers onto the magnetic strip of the cc;

K, uses, utters, or offers a credit card with CAEACTM; or
K, sells, or distributes any cc with CAEACTM.

B felony.

Question 3

708-8101

Making a False Statement to Procure Issuance of a Credit Card

Answer 3

a person makes, either directly or indirectly, any FALSE STATEMENT in writing, knowing it to be false and with intent that it be relied on, respecting the person’s identity or that of any other person, firm, or corporation, for the purpose of procuring the issuance of a credit card.

misdemeanor.

Question 4

708-8102

Theft, Forgery, etc., of a Credit Card

Answer 4

A person who takes/receives/sells/defraud a credit card from the person, possession, custody, or control of another without the cardholder’s consent or who, with knowledge that it has been so taken, receives the credit card with intent to use it or to sell it, or to transfer it to a person other than the issuer or the cardholder commits the offense of credit card theft.

C felony

Question 5

708-8103

Credit Card Fraud by a Provider of Goods or Services

Answer 5

(1) A person who is authorized by an issuer to furnish money, goods, services, or anything else of value upon presentation of a credit card by the cardholder, or any agent or employees of such person, who, with intent to defraud the issuer or cardholder, furnishes money, goods, services, or anything else of value upon presentation of a credit card obtained or retained in violation of section 708-8102 or a credit card which the person knows is forged, expired, or revoked commits the offense of credit card fraud by a provider of goods or services.
(2) A person who is authorized by an issuer to furnish money, goods, services, or anything else of value upon presentation of a credit card by the cardholder, or any agent or employee of such person, who, with intent to defraud the issuer or the cardholder, fails to furnish money, goods, services, or anything else of value which the person represents in writing to the issuer that the person has furnished commits the offense of credit card fraud by a provider of goods or services.

C felony.

Question 6

708-8104

Possession of Unauthorized Credit Card Machinery or Incomplete Cards

Answer 6

(1) A person other than the cardholder possessing an incomplete credit card, with intent to complete it without the consent of the issuer or a person possessing, with knowledge of its character, machinery, plates, or any other contrivance designed to reproduce instruments purporting to be the credit cards of the issuer who has not consented to the preparation of such credit cards, commits the offense of possession of unauthorized credit card machinery or incomplete cards.
A credit card is incomplete if part of the matter other than the signature of the cardholder, which an issuer requires to appear on the credit card, before it can be used by a cardholder, has not yet been stamped, embossed, imprinted, or written on it.
If a person other than the cardholder or issuer possesses two or more incomplete credit cards, it is prima facie evidence that the person intended to complete them without the consent of the owner.

C felony.

Question 7

708-8105

Credit Card Lists Prohibited

Answer 7

It is unlawful for any person, business, corporation, partnership, or other agency to make available, lend, donate, or sell any list or portion of a list of any credit cardholders and their addresses and account numbers to any third party without the express written permission of the issuer and the cardholders

misdemeanor