Ch 12 - Fair Housing Flashcards
A California real estate licensee must be familiar with and adhere to the most stringent anti-discrimination laws in the sale of real estate. These laws are found in the :
California anti-discrimination laws
Inducing owners to sell by predicting future loss of value due to members of a minority race moving into a neighborhood is known as __________ .
blockbusting
Which one of the following statements is TRUE?
Any state or local governmental body may enact fair housing laws to include additional protected classes of persons.
ECOA was enacted to prevent discrimination:
by lenders in consumer credit transactions of individuals seeking funds for personal, family, or household purposes
The federal Fair Housing Act is enforced by the:
Department of Housing and Urban Development (HUD).
Which of the following people are protected against discrimination due to a disability?
A blind person
A person with AIDS
A listing agent is not subject to the Fair Housing Act if:
None of the above
A lender can refuse to make a loan to a person:
of Asian ethnicity whose credit history indicates financial irresponsibility.
Under California law, a landlord can refuse to rent to a prospective tenant because:
None of the above
Blockbusting, steering, and redlining are specifically prohibited acts under the:
federal Fair Housing Act.
The federal Fair Housing Act applies to all of the following residential real estate transactions, EXCEPT:
the sale or rental of a single-family home by its owner if not represented by a real estate agent and no discriminatory advertising is used.
The Fair Employment and Housing Act prohibits discrimination by the following categories of persons:
Owners, lessors, real estate agents, and lenders.
The federal Fair Housing Act prohibits discrimination on the basis of all of the following, EXCEPT:
sexual orientation.
Under the Americans With Disabilities Act (ADA), which of the following statements is FALSE?
An owner of an existing commercial building will always be required to adapt the building to accommodate all disabled persons, regardless of the cost to do so.
A real estate agent who directed prospective buyers to a particular neighborhood comprised of like national origin would be guilty of __________ .
steering
