CCC UW TX

Question 1

8 Drivers per policy

Answer 1

Maximum number of Drivers

Question 2

Named Insured under 18 years old

Answer 2

Unacceptable Driver-NI must be 18 years or older

Question 3

Lives or works in Mexico

Answer 3

Unacceptable Driver

Question 4

Lives in another State

Answer 4

Unacceptable Driver

Question 5

More than 2 at fault accidents in past 36 months

Answer 5

Unacceptable Driver

Question 6

Military personnel stationed outside of TX more than 6 months

Answer 6

Unacceptable Driver

Question 7

Drive for Uber, Lyft , Veyo or any rideshare company

Answer 7

Unacceptable Driver

*Rideshare endo only in AZ

Question 8

Cargo Vans

Answer 8

Unacceptable Vehicle

Question 9

Vehicles 20 years or older

Answer 9

Not eligible for Comp/Coll

Question 10

Vehicle title to a DBA or business

Answer 10

Unacceptable Vehicle

Question 11

Requires proof of insurance from prior carrier for 6 months prior to CCC policy

Answer 11

Transfer Discount

Question 12

Requires a valid Military ID to qualify

Answer 12

Military Discount

Question 13

Minimum Liability Limits

Answer 13

30/60/25

Question 14

UMPD limits

Answer 14

$25k per accident

Higher than AZ, which is $2500 ro $35000

Question 15

Covers a non-factory sound system

Answer 15

Custom or Additional Equipment endo

-Does not apply to lift kits

Question 16

Requires receipts and ends when vehicle is repaired and ready for pickup

Answer 16

Rental Reimbursement endo

Question 17

Cannot be selected for with Persona Injury Protection

Answer 17

Medical Payments

Question 18

$66

Answer 18

Policy Fee

vs. $25 in AZ

Question 19

EFT Installment Fee in TX

Answer 19

$3

vs. $9 in AZ

Question 20

Safety Equipment Coverage

Answer 20

Not available in TX

Question 21

ATPF per vehicle fee

Answer 21

$1 per vehicle

vs. .50c in AZ

Question 22

Deductibles for Comp/Coll

Answer 22

Coll deductible must be = or greater than OTC deductible

Question 23

Payment Extensions and Partial Payments

Answer 23

NOT available in TX

Question 24

EFT during 10 day notice of cancellation

Answer 24

EFT will not be attempted. NI must call or pay online.

Question 25

All HH members over the age of 15

Answer 25

Must be rated or excluded

Question 26

6 vehicles

Answer 26

Max vehicles allowed on a policy. | Contact UW for possible exceptions.

Question 27

Salvage Vehicles

Answer 27

Unacceptable Vehicle | -Restored salvage vehicles may qualify for liability only coverage.

Question 28

Lifted Trucks, lift kits

Answer 28

Unacceptable Vehicle

Question 29

Reflects a vehicle's claim history, mileage and other factors

Answer 29

Vehicle Score

Question 30

Max vehicle price for comp/coll coverage

Answer 30

$50,000

Question 31

Max vehicle price for Liability coverage

Answer 31

$80,000

Question 32

Drivers licensed less than 3 years

Answer 32

Surcharge

Question 33

Suspended License

Answer 33

Acceptable with surcharge. | vs. AZ-required to provide proof of valid licenses in 10 days.

Question 34

SR-22 Fee

Answer 34

$25 per policy period. | NI must advise us SR-22 is no longer needed

Question 35

Spouse not in household

Answer 35

Must be rated or excluded

Question 36

Cancel request same day the policy was issued

Answer 36

Flat Cancel | -CSR should work with a Supv to process

Question 37

A policy cancelled by our mistake or reason for cancellation corrected prior to cancel date

Answer 37

Reinstatement

Question 38

Fully earned fees

Answer 38

Non refundable fees such as policy fee and SR-22 fee

Question 39

Up to 14 days, no documentation needed

Answer 39

Max time to backdate a cancellation request without proof

Question 40

Agents must complete this at the time of application for vehicles insured with comp/coll and/or UMPD

Answer 40

Pre-Vehicle Inspection | *Exception is new vehicles off the lot with a bill or sale, window sticker or invoice

Question 41

Sent the day after due date if payment not made

Answer 41

10 Day Notice of Cancellation | *This is not a 'grace period'. EFT will not attempt during this time.

Question 42

Max vehicle age for Liability coverage in TX

Answer 42

30 years

Question 43

A policy that cancelled over 60 days ago

Answer 43

Rewrite | *Transfer to Agent of Record