CCC UW TX Flashcards

1
Q

8 Drivers per policy

A

Maximum number of Drivers

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2
Q

Named Insured under 18 years old

A

Unacceptable Driver-NI must be 18 years or older

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3
Q

Lives or works in Mexico

A

Unacceptable Driver

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4
Q

Lives in another State

A

Unacceptable Driver

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5
Q

More than 2 at fault accidents in past 36 months

A

Unacceptable Driver

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6
Q

Military personnel stationed outside of TX more than 6 months

A

Unacceptable Driver

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7
Q

Drive for Uber, Lyft , Veyo or any rideshare company

A

Unacceptable Driver

*Rideshare endo only in AZ

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8
Q

Cargo Vans

A

Unacceptable Vehicle

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9
Q

Vehicles 20 years or older

A

Not eligible for Comp/Coll

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10
Q

Vehicle title to a DBA or business

A

Unacceptable Vehicle

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11
Q

Requires proof of insurance from prior carrier for 6 months prior to CCC policy

A

Transfer Discount

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12
Q

Requires a valid Military ID to qualify

A

Military Discount

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13
Q

Minimum Liability Limits

A

30/60/25

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14
Q

UMPD limits

A

$25k per accident

Higher than AZ, which is $2500 ro $35000

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15
Q

Covers a non-factory sound system

A

Custom or Additional Equipment endo

-Does not apply to lift kits

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16
Q

Requires receipts and ends when vehicle is repaired and ready for pickup

A

Rental Reimbursement endo

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17
Q

Cannot be selected for with Persona Injury Protection

A

Medical Payments

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18
Q

$66

A

Policy Fee

vs. $25 in AZ

19
Q

EFT Installment Fee in TX

A

$3

vs. $9 in AZ

20
Q

Safety Equipment Coverage

A

Not available in TX

21
Q

ATPF per vehicle fee

A

$1 per vehicle

vs. .50c in AZ

22
Q

Deductibles for Comp/Coll

A

Coll deductible must be = or greater than OTC deductible

23
Q

Payment Extensions and Partial Payments

A

NOT available in TX

24
Q

EFT during 10 day notice of cancellation

A

EFT will not be attempted. NI must call or pay online.

25
Q

All HH members over the age of 15

A

Must be rated or excluded

26
Q

6 vehicles

A

Max vehicles allowed on a policy.

Contact UW for possible exceptions.

27
Q

Salvage Vehicles

A

Unacceptable Vehicle

-Restored salvage vehicles may qualify for liability only coverage.

28
Q

Lifted Trucks, lift kits

A

Unacceptable Vehicle

29
Q

Reflects a vehicle’s claim history, mileage and other factors

A

Vehicle Score

30
Q

Max vehicle price for comp/coll coverage

A

$50,000

31
Q

Max vehicle price for Liability coverage

A

$80,000

32
Q

Drivers licensed less than 3 years

A

Surcharge

33
Q

Suspended License

A

Acceptable with surcharge.

vs. AZ-required to provide proof of valid licenses in 10 days.

34
Q

SR-22 Fee

A

$25 per policy period.

NI must advise us SR-22 is no longer needed

35
Q

Spouse not in household

A

Must be rated or excluded

36
Q

Cancel request same day the policy was issued

A

Flat Cancel

-CSR should work with a Supv to process

37
Q

A policy cancelled by our mistake or reason for cancellation corrected prior to cancel date

A

Reinstatement

38
Q

Fully earned fees

A

Non refundable fees such as policy fee and SR-22 fee

39
Q

Up to 14 days, no documentation needed

A

Max time to backdate a cancellation request without proof

40
Q

Agents must complete this at the time of application for vehicles insured with comp/coll and/or UMPD

A

Pre-Vehicle Inspection

*Exception is new vehicles off the lot with a bill or sale, window sticker or invoice

41
Q

Sent the day after due date if payment not made

A

10 Day Notice of Cancellation

*This is not a ‘grace period’. EFT will not attempt during this time.

42
Q

Max vehicle age for Liability coverage in TX

A

30 years

43
Q

A policy that cancelled over 60 days ago

A

Rewrite

*Transfer to Agent of Record