CA P&C: Types of Insurance Flashcards
15 Types of Individual Life
Term
Whole Life
Universal Life
Variable Life
Variable Universal Life
Specialty Policies
Family Maintenance
Family Income
Joint Life
Modified Life
Split Life
Adjustable Life
Industrial Life
Credit Life
Annuitites
9 Types of Individual Health/Disability
Medical Expense
Disability
Dental Expense
Vision Care
Long Term Care
Accidental Death
Travel Accident
Credit Disability
Specified Disease
Type of Group Life
Term
4 Types of Group Health/Disability
Medical Expense
Disability
Dental Expense
Vision Care
Casualty Insurance
Primarily concerned with the legal liability for losses caused by injury to persons or damage to the property of others
Property Insurance
Indemnifies a person with an interest in physical property for its loss or the loss of its income producing abilities
Type of Personal Property Policy
Dwelling
Type of Personal Casualty Policy
Personal Auto
Types of Personal Package Policies (Both Property & Casualty)
Homeowners
Personal Watercraft
Specialty Vehicles
Personal Umbrella
5 Types of Commercial Property Policies
Commercial Property
Flood
Earthquake
Inland Marine
Ocean Marine
6 Types of Commercial Casualty Policies
General Liability
Commercial Auto
Workers Compensation
Crime
Professional Liability
Excess Liability
3 Types of Commercial Package Policies (Both Property & Casualty)
Commercial Package
Business Owners Policy (BOP)
Boiler and Machinery
