Brief Asset Management

Question 1

What is Asset Management?

Answer 1

It is about <b>managing clients investments</b> and providing them with <b>strategies and expertise</b>.

The clients can be individual or institution who have substantial 大量的 investment income.

Question 2

Examples of asset classes

Answer 2

Stocks, bonds, commodities, real estate, private equity, hedge funds

Question 3

What is the role of Asset Manager?

Answer 3

Banks are able to offer <b>geographical expertise</b>.

Asset managers:
<b>Study clients’ needs</b>

➡️ Create an actionable <b>investment strategy</b> - <b>🌟Investment Portfolios</b>: different asset classes can be included in the portfolios. Depending on the <b>risk of a client’s profile</b>

➡️ <b>Implement the strategy</b> in practice

➡️ <b>Oversee</b> its development through time

Question 4

Types of Stocks

Answer 4

Stocks
Small-Cap (company with a market capitalisation of between $300 million and $2 billion.)
Large-Cap
Dividend stocks
Stocks from growth regions

Question 5

Types of Bonds

Answer 5

Maturity: With bonds, term to maturity is the <b>time between when the bond is issued and</b> when it matures, known as its <b>maturity date</b>, at which time the issuer must <b>redeem the bond</b> by paying the principal or face value.

Short maturity
Long maturity
Corporate
Government

Question 6

An asset manager’s goal is to:

Answer 6

✅ Protect clients’ money
✅ Find profitable trades
✅ Maximise return, without taking extra risks

Question 7

Roles within Asset Management Division

Answer 7

1️⃣ <b>Sales force</b>: responsible for <b>establishing client relationships</b> and <b>understanding clients’ needs</b>.

2️⃣ <b>Portfolio mangers</b>: who are ultimately responsible for <b>making investment decisions</b>.

3️⃣ <b>Research department</b>: people have <b>specific industry product or geographical expertise</b>. The mangers make decision based on the input of the research department.