BBC vocabulary Flashcards
1
Q
on the cusp of
A
- when something is about to change/happen,
- someone or something is between two states, or is about to be in a particular state
2
Q
the crux
A
the most important or serious part of a matter, problem, or argument
3
Q
to respond to something in spades
A
to respond immediately
4
Q
expenentially
A
a lot, without limits
5
Q
to leverage
A
- to use,
- to use something that you already have in order to achieve something new or better
6
Q
to seize
A
- to capture,
- to take using sudden force
7
Q
a barrage of
A
a lot of
8
Q
incursion
A
- a hostile attack,
- a sudden attack on or act of going into * a place, especially across a border,
an occasion when people suddenly involve themselves in another person’s private situation
9
Q
unmanned
A
- not having or not needing people to operate or work correctly,
- used to refer to a spacecraft, or a place where military guards work, that has no people present to operate or be in charge of it
10
Q
stealth
A
the quality of carrying an action out secretly, so that people do not know it is happening
11
Q
gap in the market
A
an opportunity for a product or service that does not already exist
12
Q
to be in the red (finance)
A
If you or your bank account are in the red, you owe money to the bank
13
Q
to be in the black
A
If a bank account is in the black, it contains some money, and if a person or business is in the black, they have money in the bank and are not in deb
14
Q
bond
A
an official paper given by the government or a company to show that you have lent them money that they will pay back to you at a particular interest rate (obligacje)
15
Q
fixed bonds
A
16
Q
on the crux of
A
17
Q
premises
A
the land and buildings owned by someone, especially by a company or organization
18
Q
overdraft
A
an amount of money that a customer with a bank account is temporarily allowed to owe to the bank, or the agreement which allows this
19
Q
assets
A
everything the company owns (aktywa)
20
Q
liabilities
A
the amount of money that a person or organization owes (pasywa)
21
Q
overheads
A
the regular and necessary costs, such as rent and heating, that are involved in operating a business
22
Q
USP
A
Unique Selling Point
23
Q
ISA
A
Individual Savings Account
24
Q
HR
A
Human Resources
25
MD
Managing Director
26
to amass
to gather a large amount of something, esp. money, by collecting it over a period of time
27
siege
the act of surrounding a place by an armed force in order to defeat those defending it (oblężenie)
28
to wipe out sth
to destroy something completely
29
uncanny
strange or mysterious, often in a way that is slightly frightening, hard to explain
30
to displace
to force something out of its usual or original position (przełożyć)
31
crisis deepens
32
at the eleventh hour
at the last moment
33
to have a raging feeling
something you can't ignore
34
to intensify the response
35
state of the art
cutting/bleeding edge, high tech
* if there's a noun you have to put dashes between the words ( state-of-the-art)
36
RiD
Research + Development
37
blockchain
a database of records of transactions that is maintained by a network of
computers rather than a central authority
38
to disrupt an industry
changing the rules of competition in an industry by doing things differently
39
disrupt
to prevent something, especially a system, process, or event, from continuing as usual or as expected
40
to be at the forefront
(the forefront - the most noticeable or important position in a particular market, activity, or group)
41
to take out loans
to obtain, to get money on a temporary basis, for example from a bank
42
to fill a void
43
to default on a loan
(Default is the failure to make required interest or principal repayments on a debt)
44
open API
publicly available application programming interface that allows two pieces of
software to communicate with one another
45
crowdfunding
the action of raising money to fund a project by asking people for donations via the internet
46
IAV (Instant Account Verification)
an easy and secure way for users to verify their bank account details using
online banking credentials
47
KYC (Know Your Customer)
the process of identifying and verifying clients and assessing risks when
providing financial services
47
neobank
a completely digital bank that operates entirely online, with no branches
48
P2P transfers
the process of transferring money from one person's bank account to another
person’s bank account via the internet, using a mobile phone or computer
49
payment gateway
a service that sends payment information securely from a website or application
to the payment network for processing and authentication to prevent fraud
50
RegTech
information technology that is used to improve the regulatory processes within
the financial services industry
51
split payment
a service that allows users to pay for goods or services using more than one
payment method, for example, a debit card and cash
52
IoT (Internet of Things)
a network of interrelated devices that connect and exchange data with other IoT devices and the cloud
53
big data
very large sets of data that are produced by people using the internet, and that can only be stored, understood, and used with the help of special tools and methods
54
PayPal
the name of a system that allows you to pay for things on the internet, using your credit card or bank account
55
AI (Artificial Intelligence)
computer technology or machine that has some of the qualities that the human brain has, such as the ability to interpret and produce language in a way that seems human, recognize or create images, solve problems, and learn from data supplied to it
56
Bitcoin
a type of cryptocurrency (= a digital currency that is produced by a public network rather than any government and uses special codes to keep it secure)
57
KYC (Know Your Customer)
process of identifying and verifying the client's identity when opening a bank account and periodically over time
58
Kickstarter
a funding platform for creative projects. It allows creators of all types to connect with the masses, and the projects and associated “pledges” can take all forms
59
Robinhood
an investment platform offering commission-free trading of stocks, ETFs, cryptocurrency, and options—all through a mobile app or website
60
FinTech
61
MVP (Minimum Viable
Product)
a version of a product that is developed with the least amount of effort possible to get customer feedback before investing more resources into it
62
Robo-advisor
a digital platform that provides automated, algorithm-driven financial planning and investment services with little to no human supervision
63
machine learning
extracts meaningful insights from raw data to quickly solve complex, data-rich business problems
64
cryptocurrency
a digital currency produced by a public network, rather than any government, that uses cryptography to make sure payments are sent and received safely
65
RegTech (Regulatory Technology)
is the application of emerging technology to improve the way businesses manage regulatory compliance
66
legacy system
outdated computing software and/or hardware that is still in use
67
split payment
A split payment involves using multiple payment sources to settle the whole cost of a single transaction
68
NFC (Near-Field
Communication)
a wireless technology that enables a variety of contactless and proximity-based applications, such as payments, information retrieval, mobile marketing and device pairing
69
off the cuff
70
propensity
tendency
71
ingenious people
a very genious person
72
hands-off
not involved
73
deceased
74
amorphous
shapeless
75
i'll qaulify what i said
to explain more about the topic
76
more riding on sth
a lot depends on sth
77
to filter-through
78
a plethora of things
a huge amount
79
*historic and *history - difference
Historic describes something momentous or important in history.
Historical simply describes something that belongs to an earlier period of history.
80
shelling
bomabrding
81
remote area
far away from cities and places where most people live, and are therefore difficult to get to
82
to retaliate
to take revenge
83
casualties
84
85
wearables
devices you can wear
86
snappy
modern and stylish, immediately effective in getting people's attention or communicating an idea
87
cater for
to advertise, target a specific group
88
brand bias
89
dietary requirements
90
incentive
something that encourages a person to do something
91
reader angagement
92
fad
short trend
93
to monetise sth
94
to enter sb into a prize draw
95
commission
a system of payment based on a percentage of the value of sales or other business done, or a payment to someone working under such a system
96
preconception
an idea or opinion formed before enough information is available to form it correctly
97
revenue stream
98
an afiliate
an organization that is officially connected with or controlled by another, usually larger, organization
99
to hammer sth home
to get a point across
100
SWOT analysis
Strengths,
weaknesses,
Opportunities,
Threats
101
to trigger
to start
102
a trigger
ex. in a gun
103
rally
protest
104
to spew lava
105
caucas
meeting behind closed doors
106
molten lava
107
