Basics

Question 1

Flows

Answer 1

Product, affordability, post bureau, fraud

Question 2

Different types of scoring processes

Answer 2

Monoline - only one product scored
Big3 -
MPS -

Question 3

List of all flows

Answer 3

Pre-bureau
Post bureau (income calcs)
Fraud
Affordability
MPS alignment and FNB recommended
Product alignment
Reassessment
Value adds
Cheque
Credit card
Personal loans
Revolving facility
Smart device

Question 4

Affordability flow

Answer 4

Annual income
Tax tables
Called by post-bureau

Question 5

Big3

Answer 5

Built on top of monoline
See common flows
Calls cheque product
Call credit card
Calls personal loans

Question 6

Common set of flows

Answer 6

Starts with pre-bureau
Post bureau (income calcs)
Fraud
Affordability
Product flow

Question 7

MPS vs Big3

Answer 7

MPS - realtime initiated by client

Big3 - invoked by batch process

Question 8

MPS alignment and FNB recommended

Answer 8

Where the magic happens

Last flow executed by MPS

Question 9

Java package

Answer 9

Flow - within it you will find
Affordability flow
Cheque flow
etc

Question 10

What SMG3 is composed of

Answer 10

Mainly scripting

Some tables - like tax tables

Question 11

Table examples

Answer 11

Tax

Limits

Question 12

Policy rules

Answer 12

Business rules for a product
Can be considered tabular
Each rule/row has a code

Question 13

Affordability data

Answer 13

Holds all the client agreements (loans, cards, repayments etc)
Aggregations combine this

Question 14

Bureau data

Answer 14

Holds, well, bureau data

Number of enquiries etc

Question 15

Customer data

Answer 15

Address
Income
Some fraud indicators
Demographics
BRS
Education

Question 16

Product data

Answer 16

Specific to a product, e.g. for cheque
Product code
Limit amount 
OD type
Prime plus rate