Banks Flashcards
1
Q
Earnings Assets to Total Assets
A
Average Earning Assets/Average Total Assets
2
Q
Return on Earning Assets
A
Income Before Securities Transactions/Average Earning Assets
3
Q
Interest Margin to Average Earning Assets
A
Interest Margin/Average Earning Assets
4
Q
Loan-Loss Coverage
A
(Pretax Income (before Securities Transactions) + Provision for Loan Losses)/Net Charge-Offs
5
Q
Equity Capital to Total Assets
A
Average Equity/Average Total Assets
6
Q
Deposits Times Capital
A
Average Deposits/Average Shareholders’ Equity
7
Q
Loans to Deposits
A
Average Net Loans/Average Deposits
