B3.086 Medicare and Medicaid Flashcards

1
Q

who is categorically eligible for Medicaid in Kansas

A

children
pregnant women
adult parents and caregivers
seniors/disabled

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2
Q

discuss Medicaid financial eligibility in KS

A

<46% FPL

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3
Q

discuss the “gap” between Medicaid and ACA in KS due to not expanding Medicaid

A

FUCK YOU SAM FUCKING BROWNBACK YOU FUCK
0-46% AND categorically eligible = Medicaid
46-100% FPL = NOTHING
100-400% FPL = ACA tax credit

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4
Q

what is a sustainable amt of monthly income to spend on health insurance?

A

9-10%

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5
Q

why is not expanding medicaid stupid?

A

federal taxes are still being paid into Medicaid, but being allocated to other states instead

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6
Q

what are the federal financial provisions for Medicaid expansion

A

100% of cost covered by federal government until 2020

90% covered by federal government after

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7
Q

how many people are covered by Medicaid?

A

70 mil

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8
Q

with Medicaid expansion, who should be covered?

A

nearly all non-elderly adults with income at or below 138% FPL

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9
Q

who was excluded from Medicaid prior to the ACA?

A

low income adults

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10
Q

how many uninsured poor adults fall into a coverage gap due to non-expansion of Medicaid in some states?

A

4 million

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11
Q

what is the source of the coverage gap?

A

ACA provided Medicaid eligibility for low income adults, so it does not provide financial assistance to purchase Marketplace insurance for those under 100% FPL
BUT if states didn’t expand Medicaid, those people get fucked because they don’t actually get Medicaid and they don’t get ACA financial assistance (between 46-100% FPL and not categorically eligible under old Medicaid rules)

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12
Q

mandatory Medicaid services

A
hospital services (in and outpt)
physician services
screening/treatment for kids up to 21
lab and xray services
family planning
FQHC and RHC services
freestanding birth center services
nursing facility services for those over 21
home health 
tobacco cessation for pregz
non emergent transportation to medical care
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13
Q

selected optional Medicaid services

A
prescription drugs
dental
durable medical equipment
personal care
home and community services
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14
Q

how is access to care in Medicaid?

A

Medicaid beneficiaries fare much better than uninsured on key measures of access to care, utilization, unmet need, and financial protection

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15
Q

how much does Medicaid spend on services per year

A

440 bil

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16
Q

acute vs long term care financial burden?

A

2/3 acute

1/3 long term

17
Q

what is the historical cost sharing structure between state and federal govts in medicaid

A

federal govt matches state Medicaid spending at least dollar for dollar

18
Q

who does Medicare cover?

A

55 million people over 65 or younger people with disabilities

19
Q

Part A medicare coverage

A

inpatient hospital stays
skilled nursing facility stays
home health
hospice

20
Q

Part A medicare costs to beneficiaries

A

deductible

coinsurance amts for extended inpatient stays

21
Q

Part B medicare coverage

A

physician visits
outpatient services
preventive services
home health

22
Q

Part B medicare costs to beneficiaries

A

deductible

20% coinsurance (except on annual wellness visit or for preventive service rated A or B)

23
Q

Part C medicare

A

Medicare Advantage

private health plan comprising of Plan A, B, and D benefits

24
Q

Part D medicare coverage

A

outpatient prescription drugs
private plans that contract with medicare
voluntary enrollment

25
Q

Part D medicare costs to beneficiaries

A

deductible
monthly premiums and cost sharing for prescriptions
5% of total drug cost after reaching catastrophic threshold

26
Q

downsides to Part C coverage

A

less choice on physicians, smaller networks since its private
requires prior authorization for discharge, can create logistical issues

27
Q

upsides to Part C coverage

A
cheaper than Plan A&amp;B + Plan D
extra benefits (dental, vision, hearing)