Az Real Estate Unit 18 Flashcards
Unit 18
The provisions of the federal housing act apply
In all states
For the purpose of the housing act a family can consist of
a single individual
In the rental process a landlord who puts members of a protected class on a certain floor or building may be found guilty of
Steering
Someone who is a victim of discrimination under the fair housing act may seek damages that can include non economic injuries such as
humiliation
Under the hud regulations that enforce the fair housing act advertisements of residential property for sale or rent
may not include language indicating a preference or limitation
Complaints of discriminatory housing practices filed with HUD will be referred to a local enforcement agency if
the state or municipal law is substantially equivalent to the federal law
A real estate appraiser is
subject to the requirements of fair housing laws
it is illegal for a lending institution to refuse to make a real estate loan in particular area only because of
the physical location of the property
A lenders refusal to lend money to potential homeowners attempting to purchase properties located in particular ethnic neighborhoods is known as
redlining
A real estate broker who accidentally violates fair housing laws
is still subject to prosecution that the offense was unintentional is no defense
The fair housing act of 1988 included
more severe penalties for violations and additional damages
For fair housing purposes what is the definition of disability
an impairment that substantially limits one or more of an individuals major life activities
The resolution of a fair housing complaint by obtaining assurance that the respondent will remedy the violation is called
conciliation
A person who believes illegal discrimination has occurred in violation of the fair housing act may file a complaint with hud
within 1 year of the alleged act
Under the fair housing act which action is legally permitted
refusing to make a mortgage loan to a member of a protected class because of a poor credit history
The provisions of the ADA apply to any employer with at least
15 or more employees
Which agency upon receiving a complaint regarding a fair housing act violation, investigates
HUD
Complaints relating to the civil rights act of 1866
are handled by HUD
what is one negative result of redlining
it is often a contributor to the deterioration of older neighborhoods
state licensing rules may provide fines for a violation of fair housing laws
as well as the suspension or revocation of an offenders license
A broker listed a house for $247,000. A member of a racial minority group saw the house and was interested in it. When the prospective buyer asked the broker the price of the house the broker said it was listed for 253,000. and the seller was very firm on the price. Under the fair housing act such a statement is
illegal because the terms of the potential sale were changed for the potential buyer
The federal law we call the fair housing act is
Title VII of the civil rights act of 1968
A suit may be filed in court by a person aggrieved by an alleged act of discrimination under the fair housing act
within two years of the discriminatory act
Which of the following is legal
requiring a person with a disability to establish an escrow account for the costs to restore a property after it has been modified
A women met with a landlord to view a two bedroom apt she had two small children and pregnant. The landlord told her that the rules of the building allow only two children per two bedroom apt so he cannot rent to her is this a violation of the fair housing act?
Yes, indicating a preference for a certain number of children as occupants is illegal discrimination on the basis of familial status
The fair housing act of 1968 became law as
Title Vlll of the civil rights act of 1968
complying with the letter of the law
may not be enough real estate professionals may perform legally yet not ethically
An occupancy requirement is exempt from familial status protection under the fair housing act if the housing is intended to be occupied by
persons 62 or over
Which of the following is not permitted under HUD’s advertising guidelines?
Married couples only
