Auto Symbols Flashcards
Any auto the insured will use during the policy period, including autos that are owned, leased, hired, rented, or borrowed.
Used to designate liability coverage only
Symbol 1 - Any Auto
-Any auto the insured owns
-Designates other coverages besides liability coverage
Symbol 2 - Owned Autos Only
-Any private passenger vehicle the insured owns
-Designates any coverage provided by the business auto coverage form
Symbol 3 - Owned Private Passenger Autos Only
-Other types of vehicles the insured owns such as trucks, trailers, buses, and motorcycles
-Designates any coverage provided by the business auto coverage form
Symbol 4 - Owned Autos Other Than Private Passenger Autos Only
Designates owned autos required to have no-fault benefits in a particular state
Symbol 5 - Owned Autos Subject to No-Fault law
Designates owned autos required to have uninsured motorist coverage in a particular state
Symbol 6 - Owned Autos Subject to Compulsory Uninsured Motorist Law
Applies only to auto specifically listed in the business auto coverage form declarations
Symbol 7 - Specifically Described Autos
-Designates liability and/or physical damage coverage only
-Only used for autos the insured has leased, hired, rented, or borrowed
-Does not include autos rented or borrowed from employees or members of their households
Symbol 8 - Hired Autos Only
-Only used for autos used in the insured’s business that are not leased, hired, rented, or borrowed
-Includes autos owned by employees but used in the insured’s business or personal affairs
-Designates Liability coverage only
Symbol 9 - Non-owned Autos Only
Autos that would be considered mobile equipment if they were not subject to the compulsory or financial responsibility laws or other motor vehicle laws
Symbol 19 - Mobile Equipment Subject to Motor Vehicle Laws Only
