Australian health system

Question 1

medicare

Answer 1

australia’s universal health coverage which provides permanent australian residents healthcare services at subsidised rates (by covering the schedule fee of most services)

Question 2

medicare covers

Answer 2

x-rays
GP visits
public hospital treatment/accommodation
pathology
optometrist

Question 3

medicare safety net

Answer 3

provides extra financial support to those that incur significant out of pocket costs for medicare services

Question 4

medicare advantages

Answer 4

choice of doctor in out-of-hospital treatment
available to all australian citizens
makes health services/check-ups more affordable
medicare safety net
covers tests, examinations, specialists, and doctor fees

Question 5

medicare disadvantages

Answer 5

no choice of doctor for in-hospital treatments
long waiting lists for procedures
often does not cover full fee of doctors visit
does not cover alternative therapies

Question 6

medicare funded

Answer 6

medicare levy- +2% tax
medicare levy surcharge- +1-1.5% for those who dont have PHI
general taxation

Question 7

private health insurance

Answer 7

insurance scheme which provides health insurance for services that medicare does not cover to members who pay a premium

Question 8

PHI incentives

Answer 8

medicare levy surcharge
PHI rebate
lifetime health cover

Question 9

PHI covers

Answer 9

alternative therapies- physio, chiro, dental, remedial massage
PHI hospital treatment (not accommodation)

Question 10

PHI advantages

Answer 10

shorter waiting time for treatment
choice of doctor in public and private hospitals
dont have to pay medicare levy surcharge
government rebate
assists in keeping medicare operational

Question 11

PHI disadvantages

Answer 11

premiums can be expensive
‘gap’ consumers get if PHI does not cover full fee can be costly
policies can be complex (health literacy)

Question 12

pharmaceutical benefit scheme

Answer 12

provides prescribed medication at subsidised rates
around 5000 medication covered

Question 13

PBS safety net

Answer 13

provides financial support for consumers who purchase over a certain amount on PBS medication in a year, they only may concessional rates for rest of the year

Question 14

national disability insurance scheme

Answer 14

provides services and support for those with permanent/significant disabilities and their families/carers

Question 15

NDIS eligible

Answer 15

australian citizen/hold permanent aus visa
live in australia
disability/condition is likely to be permanent
impairment reduces ability to participate in daily life
likely to require NDIS support for their lifetime
disability impairs ability to have social life/economical participation

Question 16

NDIS assists via

Answer 16

access mainstream services/supports
access community services/supports
maintain informal supports
receive reasonable funded supports