August Flashcards

1
Q

Total years since PMJDY

A

7 yrs

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2
Q

Total beneficiaries

A

43.04 cr

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3
Q

Total money

A

1,46,230 crore

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4
Q

Total active accounts

A

36.86 crores or 85%

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5
Q

Increase in terms of pmjdy accounts

A

2.3x

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6
Q

Increase in terms of pmjdy amount in accounts

A

5.7x

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7
Q

Average money; Increase since august

A

3239; 2.5x

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8
Q

Under PMGKY _________ money has been transferrred to the acc of women under PMJDY

A

30,945 crore

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9
Q

Who released the report titled, “The power of Jan Dhan: Making finance work for women in India”

A

Bank of Baroda and Women’s world banking

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10
Q

How many PMJDY account holders are women

A

55% or 23.76 crore

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11
Q

Under pmgkp how much money was given to women

A

500 rs for 3 months

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12
Q

Beneficiaries added under PMSBY

A

23.66 crores

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13
Q

Beneficiaries added under PMJJBY

A

10.53 crores

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14
Q

Beneficiaries added under APY

A

3.13 crores

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15
Q

PMJDY was announced on ________

A

15th August 2014

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16
Q

6 pillars of PMJDY

A

1) Universal banking access
2) creation of a basic bank saving deposit with od facility of 10k to every household
3) credit guarantee fund
4) Insurance cover increased from 1L to 2L for pmjdy accs created after august 2018
5) pension for the unorganised sector
6) financial literacy

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17
Q

new features

A

1) upper age limit is from 60-65
2) insurance is from 1L to 2L
3) od doubled from 5000 to 10000
4) od up to 2k

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18
Q

Study regarding supermassive blackhole merger is published in

A

journal of astronomy and astrophysics

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19
Q

three galaxies

A

ngc7733 ngc7734 and ngc7733n

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20
Q

new galaxy is

A

ngc7433n

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21
Q

part of which constellation (ngc context)

A

toucan constellation

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22
Q

when is the toucan constellation visible

A

15 degree south aug-oct

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23
Q

area and ranking of the toucan constellation

A

48/88, 295 degrees

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24
Q

team which found the rare agn pair

A

mousami das, jyoti yadav and sudhanshu barway from IIA and francois combes from paris

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25
Q

things used to find the pair

A

1) Ultraviolet imaging telescope (UVIT) onboard ASTROSAT
2) Muse onboard very large telescope in chile
3) irsf for infrared imaging in south africa

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26
Q

first image of a blackhole

shadow

A

scientists at the event horizon project in april 2019

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27
Q

who came up w the idea of a blackhole

A

john michell in 1784

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28
Q

Who coined the term ‘blackhole’

A

john wheeler in 1967

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29
Q

Reservation was 1st conceptualized by

A

Jyotirao phule and william hunter in 1882

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30
Q

Reservation was first introduced by

A

Ramon Mcdonalds in 1933

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31
Q

indira swahney

A

1992

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32
Q

mandal

A

1990

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33
Q

rn prasad committee on reservation /dopt guidelines

A

1993

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34
Q

103rd amendment

A

2019=10 percent EWS

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35
Q

HARAYANA GUIDELINES FOR CREAMY LAYER

A

2016 AND 2018 (3L-6L)

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36
Q

Which law guidelines did the HR guidelines violate

A

5(2) of haryana backward classes act of 2016

37
Q

EASE FULL FORM

A

Enhanced Access and Service Excellence

38
Q

When was EASE 1.0 launched

A

2018

39
Q

When was EASE recommended

A

2017; whole time directors of PSBs and Manthans

40
Q

Who commissioned and authored EASE

A

Indian Banking Association through Boston Consulting Group

41
Q

6 outcomes of EASE

A

1) customer responsiveness
2) udhyamitra for MSMEs
3) responsible banking
4) credit offtake
5) financial inclusion and digitalization
6) outcomes (governance and HR)

42
Q

TOP 3 banks according to EASE 4.0

A

1) SBI
2) Bank of Baroda
3) Union Bank

43
Q

smart lending in ease rankings

A

1) baroda 2)sbi 3) union

44
Q

governance in ease rankings

A

1) union 2) punjab 3)sbi

45
Q

tech-enabled ease rankings

A

1) sbi 2) baroda 3) union

46
Q

prudent rankings

A

1) baroda 2)punjab 3) canara

47
Q

improvement since march ranking

A

1) indian 2) union 3) punjab

48
Q

deepening FI rankings

A

1) union 2) sbi 3) baroda

49
Q

profits reported by psus acc to ease 4.0

A

31,817 crores

50
Q

losses reported by psus acc to ease 4.0

A

26,016 crores

51
Q

npa status according to ease 4.0

A

6.16 lakh crore which is 62,000 cr less than march 2020

52
Q

name the flagship digital lending initiative under ease 3.0

A

credit@click

53
Q

PSBs are offering digital lending services in how many languages

A

14

54
Q

how much MITRA growth was registered in transactions b/w FY20 and FY21

A

13%

55
Q

SCORE of PSBs has gone up from_____ to_______

A

44.2 to 59.7

56
Q

PSB score has increased by ________

A

35%

57
Q

which two themes saw the most growth according to ease 4.0

A

1) prudent banking

2) smart lending

58
Q

new pension norms in PSBs

A

14% from 10%; 30% of last salary not 9284rs when a PSB employee dies

59
Q

UNAMA was established on _____________. it sought to promote __________. It was established acc to which resolution? It was extended for 1 yr on ________

A

28th march 2002; bonn agreement of 2001; resolution 1401; 15th sept 2020

60
Q

ISAF stands for _______. It was functional from _______ to__________. It sought to train _______. How many countries contributed to ISAF

A

International Security Assistance Force; 2001-2014; Afghanistan National Security Force; 42

61
Q

RSM full form. started on ___________. Successor of _________. Formally disbanded on ________

A

Resolute Security Mission; 1st Jan 2015; ISAF; 12th July 2021

62
Q

by which resolution was UNAMA extended beyond 15th sept 2021

A

2543

63
Q

Two dimensions of UNAMA are _______ and _________. led by __________ and ____________

A

political and humanitarian; pol- mette knuddsen and humanitarian- ramiz alakbarov

64
Q

UN resident coordinator for Afghanistan

A

Ramiz Alakbarov

65
Q

UNCT has ________ missions in Aghanistan

A

20

66
Q

UNAMA HQ

A

Kabul

67
Q

UNAMA has lliason offices in

A

Pakistan and Iran

68
Q

SRSG for Afghanistan

A

Debroh Lyons replacing Tadachi Yamamoto

69
Q

ANPDF was launched by _________ for ________

A

Afghanistan National Fund for Peace and Development; Goira ; 2017-2021

70
Q

Govt will monetize assets worth ___________ from _______ to ________ under NMP

A

6 lakh crores; 2021-2025

71
Q

Pipeline will include only _______ projects and won’t include _______

A

brownfield projects; land assets

72
Q

Govt has set a goal of _______ for 2021 (NMP)

A

88, 000 crore monetized assets

73
Q

which agencies will help the govt in case it is failing (NMP)

A

NITI Aayog and the Ministry of Finance

74
Q

2022/2023/2024 goal NMP

A

1.62 lakh cr/1.79 lakh cr/1.67 lakh cr

75
Q

the assets will be spread across _______ classes and _________ministries

A

20 classes and 12 ministries

76
Q

Road length under NMP/railway stations/trains/transmission lines/bharat network/bsnl

A

26,700 kms/400/90/28608/28600/14917

77
Q

amt set aside for state govts under NMP

A

5k crore/ 100% divestment/ 50% stock listing and 33% monetization

78
Q

Gujarat Freedom of Religion amendment bill amends_________

A

gujarat freedom of religion amendment act 2003

79
Q

chief justice of the gujarat high court

A

Vikram Nath

80
Q

sections of the gujarat freedom of religion act on which the high court has put a stay

A

3.4.4a.4b.4c.5.6.6a

81
Q

Indian conversion regulation and registration bill was introduced in ___________

A

1954

82
Q

Backward communities (religious protection) bill

A

1960

83
Q

freedom of religion bill

A

1979

84
Q

which article states that “no tax will be levied except according to the authority of the law”

A

article 256

85
Q
taxation article (
state)
A

246(3)

86
Q

taxation article (union)

A

246(1)

87
Q

taxation article concurrent

A

246(2)

88
Q

who conceptualized taxation in India

A

Sir James Wilson in 1860