Analogies Flashcards
How do you explain diversification?
It’s like a potluck—you don’t know what’ll be a hit, so you bring a variety.
How do you explain index funds?
Like owning a little piece of every player in the game instead of betting on just one.
How do you explain compound interest?
Your money earns interest, and then that interest earns interest—like a snowball rolling downhill.
Script for a new investor worried about not knowing enough
You don’t have to be an expert—you just need a plan that does the heavy lifting for you.
Script for explaining long-term investing
The market rewards patience, not perfection.
How do you explain volatility?
Imagine your phone vibrating on a glass table—it’s noisy, but it’s not moving far.
How do you explain market drops?
Think of the market like a rubber band—it stretches and snaps back, but the long-term direction still matters.
Script for a client panicking during a market dip
This isn’t the time to react—it’s the time to zoom out and stay steady.
Script for a conservative client who’s afraid to invest
The biggest risk isn’t short-term volatility—it’s not keeping up with inflation over time.
How do you define financial planning in plain terms?
It’s just creating a path between where you are and where you want to be—with flexibility built in.
Script for starting a planning relationship
I’m here to hold space for both your numbers and your emotions.
Script for clarifying the planning process
This is a team sport—you bring your life, I bring the framework. We make decisions together.
How do you explain a plan review?
It’s like a routine check-up—not because anything is wrong, but to keep things running smoothly.
Script for someone who feels behind
You’re not behind—you’re starting from where you are, and that’s valid.
Script for someone with guilt about spending
Spending isn’t failure—it’s information. Let’s look at what it was trying to solve.
Script for money avoidance
It’s totally human to want to look away—but it’s also powerful to look with support.
Script for someone grieving or overwhelmed
We’re going to take this in pieces. You don’t have to carry the whole thing today.
Script for someone in survival mode
The goal isn’t perfection—it’s enough stability to feel like you can breathe again.
Script to open a money conversation with a couple
What feels most important to each of you about your money right now?
Script when partners have different spending styles
Let’s explore the ‘why’ behind the habits—not just the dollars.
Script when one partner feels left out of decisions
Everyone deserves a voice in this plan—even if they don’t want to handle the spreadsheets.
Script to help build shared goals
What would ‘success’ look like if you were high-fiving each other 5 years from now?
Analogy for emergency fund?
Like building a trampoline under your life—not to stop the fall, but to bounce back faster.
Analogy for budgeting?
It’s not a cage—it’s a map that shows you where your money wants to go.
