All Cases Flashcards
Constructive notice: all things could have acquired if made enquiries & inspections ought reasonably have done. When inspecting land must make suitable enquiries of people in occupation
Hunt v Luck
If no valuable consideration given for disposition of registered estate & notice not registered in Charges Register, donee takes land subject to all interests pre-dating disposition
Halifax v Curry
Imputed notice: all things agents working on transaction have actual or constructive notice
Kingsnorth Finance v Tizard: would have been reasonable for surveyor to have made further enquiries after discovering T was in fact married (not single, as had stated on mortgage application form)
Once purchaser of unregistered land can prove he was bona fide purchaser of legal estate for value without notice, equitable interest loses its ability to bind future third parties
Wilkes v Spooner
Mere notice of an unprotected interest (not registered as notice in Charges Register) does not bind purchaser unless fraud
Lyus v Prowsa: unprotected right mentioned in contract for sale -> constructive trust triggered
Argument failed in Chaudhary v Yavuz
Successful overreaching requires payment of monies to at least 2 trustees. Once overreached, beneficial interests will not bind purchaser
City of London BS v Flegg: property purchased by married couple with contributions from wife’s parents (so parents had beneficial interest). Property mortgaged & BS sought repossession. BS not bound by parents’ beneficial interests as paid mortgage monies to married couple ie two trustees
Where beneficial interest not overreached, and interest holder is in actual occupation, binds purchaser as overriding interest
William & Glyn’s Bank v Boland: bank bound by wife’s beneficial interest under trust as only advanced mortgage monies to one legal owner & wife in actual occupation
Relevant time to establish actual occupation for purpose of Sch 3 para 2 is time of completion (ie date of transfer). Actual occupation not established on mere preparatory acts to occupy
Abbey National BS v Cann: mother not in actual occupation so no overriding interest binding on BS, despite having moved some furniture into property before completion & despite physically occupying property at time of registration
Can be in actual occupation for purpose of Sch 3 para 2 through agent, but only if can establish other person occupying is your agent
Strand Securities v Caswell: father failed to prove actual occupation through showing step daughter lived at property
In establishing actual occupation for purposes of Sch 3 para 2, look at nature of property. Semi derelict property may be occupied by virtue of presence of builders
Lloyds Bank v Rosset: wife could not claim binding interest against bank to whom husband had mortgaged semi derelict property. Although was in actual occupation, found to have no interest
In establishing actual occupation for purposes of Sch 3 para 2, relevant factors include intention to return, keeping furniture & personal effects at property, regular visits to property & continued payment of property outgoing a
Linklending v Bustard: woman in actual occupation despite being absent from property by reason of being in mental institution
Temporary absences justifiable when proving actual occupation for purposes of Sch 3 para 2 provided there is some physical evidence of occupation present coupled with intention to return
Chhokar v Chhokar: wife’s beneficial interest under trust found to be binding on purchaser. Having paid purchase monies to just one trustee, no overreaching. Wife in hospital giving birth but still found to be in actual occupation
Where interest overriding under Sch 3 para 2, only binding as to extent of land actually occupied
Reverses decision in Ferrishurst v Wallcite
Purchaser should make enquiry of actual holder of interest when determining whether someone is in actual occupation for purposes of Sch 3 para 2
Hodgeson v Marks
Notice not relevant in land charges system
S 199(1) LPA 1925 Hollington Bros v Rhodes: equitable lease not registered so not binding on purchaser of reversion despite sale being expressly subject to lease with reduced purchase price
If interest registered against wrong name in LCA 1972, not binding
Diligent Finance v Alleyne: wife failed to register Class F land charge against husband’s full name. Right not binding on company who correctly searched register against full name
Court is not to enquire about adequacy of consideration provided by purchaser in respect of application of LCA 1972 rules. Knowledge of purchaser irrelevant.
Midland Bank v Green: estate contract between father and son not registered. Father then sold property to mother for £500. Denning in CA: not valuable consideration, merely token. Wilberforce in HL: £500 is too much to be merely nominal sum.
Equity underlined with maxims: claimant must come to court with clean hands -> means can’t act in grossly unconscionable manner
Coatsworth v Johnson: C sought specific performance of agreement for lease which was declined as C was himself in breach of one of covenants in lease
Contracts to purchase land must comply with s 2 LP(MP)A 1989. Non-stat exception is where contract has been executed
Keay v Morris Homes
Under s 2 LP(MP)A 1989, contract must be in writing, which includes:
Typing, printing & emailing: J Periera Fernandes v Mehta
Under LP(MP)A 1989, contract must be signed by both parties. If it is an incorporated doc situation, it is the incorporating doc that must be signed by both. Signature should be given its ordinary meaning
Firstpost Homes v Johnson: letter regarding sale of land, including plan of land, held not to be valid contact: plan signed by both parties but letter only signed by vendor. Typing of purchaser’s name on letter was not signature.
Under LP(MP)A 1989, if essential term is omitted, the contract is void. Unless the term can be seen as a separate agreement
Tootal Clothing v Guinea Properties: Agreement for grant of lease coupled with agreement that tenant would carry out shop fitting works in specific time in return for payment by landlord. Lease granted, tenant carried out works but landlord refused to pay. Landlord attempted to argue there was just 1 contract which failed to incorporate all terms so was invalid. Argument rejected -> two agreements: one for grant of lease & one for works. Issue of works need not have been incorporated in same doc as lease to be enforceable