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Real Estate Pre-Licensure Course > Adjustable-Rate Mortgages > Flashcards

Adjustable-Rate Mortgages Flashcards

Study These Flashcards

Real Estate Pre-Licensure Course (109 decks)

Introduction to the Real Estate Business & Brokerage

Sales, Leasing, & Counseling

Property Management

Value & Financing

Development & Construction

Florida Real Estate Laws

License Requirements & Exemptions

The Department of Business & Professional Regulation

The Florida Real Estate Commission

License Statuses

The Concept of Agency

Classifications of Agency

Creating Agency Relationships

No Brokerage Relationships (Non-representation)

Transaction Broker Relationships

Single Agent Relationships

Comparing the Authorized Relationships

Nonresidential Transactions

The Brokerage Relationship Disclosure Act

Terminating Agency Relationships

Brokerage Offices

Brokerage Advertising

Legislation Governing Brokerage Advertising

Handling Deposits

Brokerage and Agent Relationships

Business Entities

Legal Terms & Examples

Complaint & Investigative Process

Violations & Penalties

Real Estate Recovery Fund

Fair Housing Law

Fair Housing Exemptions

Fair Housing Enforcement

Best Practices, Responsibilities, & Scenarios

Interstate Land Sales Full Disclosure Act

Florida Residential Landlord & Tenant Act

What Is Real Estate?

Real vs. Personal Property

Types of Ownership

Freehold Estates

Leasehold Interests

Common Interest Ownership Properties

Deeds & the Transfer of Property

Elements of a Valid Deed

Conveyance After Death

Public Land-Use Controls

Deed Restrictions

Basic Survey Methods

Government Survey System

Measuring Real Property

Contract Basics

Contract Essential Elements

Contract Legal Status

Contract Classifications

Contract Negotiation

Discharge of Contracts

Service Contracts

Types of Listing Agreements

Listing Agreement Walk-Through

Buyer Brokerage Agreements

Offers, Counteroffers, Multiple Offers

The Sales Contract

Variations on the Sales Contract

Miscellaneous Contract Considerations

A Short History of Mortgages

Mortgage Basics

What's In a Mortgage?

Basic Math Concepts

Calculating Interest

More Mortgage Math

Buying & Selling Mortgaged Property

Default & Foreclosure

Mortgage Markets

Basic Categories of Mortgages

Fixed-Rate Amortized Loans

Adjustable-Rate Mortgages

Other Types of Home Loans

Government-Sponsored Loans

Qualifying for a Loan

Predatory Lending & Mortgage Fraud

TILA, RESPA, and the ECOA

The Closing Process

Broker's Commission and Seller's Profit

Characteristics of Land

Supply & Demand

Market Conditions

The Value of Real Estate

Regulation of Appraising

Sales Comparison Approach

Income Approach

Comparative Market Analyses

Investment Basics

Real Estate as an Investment

Business Opportunity Brokerage

Real Property Taxation

Federal Income Taxes

Planning & Zoning

Environmental Hazards

Environmental Regulation

Course Conclusion

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