ACTS Flashcards
Road Traffic Act 1988 (Amended 1991/2006)
Is the act that deals with motoring law in England, Scotland and Wales. It made the legislation for all motoring offences. It was amended in 1991 to include death by dangerous driving and death while driving under the influence. It was amended again in 2006 to include death by careless driving and causing death while driving unlicensed or unqualified.
Equality Act 2010
K legislation covering the protected characteristics of age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion or belief, sex and sexual orientation. None of these factors can be discriminated against by law.
Road Traffic (New Drivers) Act 1995
This act reflects the fact that new drivers are a much higher risk to insurers, they are more likely to have accidents, drive poorly and commit offences. This Act helps to get bad young drivers off the roads.
Third Parties (Rights Against Insurers’) Act 2010
This Act states that when an insurance company is liable for personal injury due to negligence, nuisance and breach of statutory or contractory duty the insured can go after the company even if they become bankrupt.
Road Safety Act 2006
Introduced fixed penalty fines for speeding and other traffic offences. The general intention of this act was to match the punishment to the severity of the offence.
Rehabilitation of Offenders Act 1974
This Act states that convictions will become spent after a certain period of time. For speeding convictions they become spent after 5 years. Once convictions are spent they do not need to be disclosed to the insurer and they can have no impact on the price cost of the premium
