Acronyms and Regulations Flashcards
AARMR
American Association of Residential Mortgage Regulators
APOR
Average Prime Offer Rate
CFPB
Consumer Financial Protection Bureau
CRA
Community Reinvestment Act CRA - Credit Reporting Agency
CSBS
Conference of State Bank Supervisors
CTR
Currency Transaction Report
ECOA
Equal Credit Opportunities Act - Reg B
E-Sign Act
The Electronic Signatures in Global & National Commerce Act
FCRA
Fair Credit Reporting Act (Used to be FACTA - Fair and Accurate Credit Reporting Act ) - Reg V
FFIEC
Federal Financial Institutions Examination Council
FHFA
Federal housing financial agency - Control fannie and freddie
GLBA
Gramm Leach Bliley Act - Reg P
HERA
Housing and Economic Recovery Act 2008
HMDA
Home Mortgage Disclosure Act Regulation - Reg C
HOEPA
Home Ownership & Equity Protection Act of 1994 - Under TILA
HVCC
Home Value Code of Conduct (726)
LAR
Loan Application Register
MAP
Mortgage Acts and Practice - Reg N