Acronyms and Regulations

Question 1

AARMR

Answer 1

American Association of Residential Mortgage Regulators

Question 2

APOR

Answer 2

Average Prime Offer Rate

Question 3

CFPB

Answer 3

Consumer Financial Protection Bureau

Question 4

CRA

Answer 4

Community Reinvestment Act CRA - Credit Reporting Agency

Question 5

CSBS

Answer 5

Conference of State Bank Supervisors

Question 6

CTR

Answer 6

Currency Transaction Report

Question 7

ECOA

Answer 7

Equal Credit Opportunities Act - Reg B

Question 8

E-Sign Act

Answer 8

The Electronic Signatures in Global & National Commerce Act

Question 9

FCRA

Answer 9

Fair Credit Reporting Act (Used to be FACTA - Fair and Accurate Credit Reporting Act ) - Reg V

Question 10

FFIEC

Answer 10

Federal Financial Institutions Examination Council

Question 11

FHFA

Answer 11

Federal housing financial agency - Control fannie and freddie

Question 12

GLBA

Answer 12

Gramm Leach Bliley Act - Reg P

Question 13

HERA

Answer 13

Housing and Economic Recovery Act 2008

Question 14

HMDA

Answer 14

Home Mortgage Disclosure Act Regulation - Reg C

Question 15

HOEPA

Answer 15

Home Ownership & Equity Protection Act of 1994 - Under TILA

Question 16

HVCC

Answer 16

Home Value Code of Conduct (726)

Question 17

LAR

Answer 17

Loan Application Register

Question 18

MAP

Answer 18

Mortgage Acts and Practice - Reg N

Question 19

MARI

Answer 19

Mortgage Asset Research Institute

Question 20

MARS

Answer 20

Mortgage Assistance Relief Services - Reg O

Question 21

MBS

Answer 21

Mortgage Backed Security

Question 22

MCR

Answer 22

Mortgage Call Reports - state & entity level (804-086)

Question 23

MDIA

Answer 23

Mortgage Disclosure Improvement Act - 373 Rule -under Z

Question 24

NINA

Answer 24

No Income No Assets

Question 25

NIVA

Answer 25

No Income Verified Assets

Question 26

NMLS

Answer 26

Nationwide Mortgage Licensing System & Registry

Question 27

No Doc

Answer 27

Credit and Appraisal ONLY

Question 28

NPI

Answer 28

Non-Public Personal Information

Question 29

PITI

Answer 29

Principal Interest Taxes & Insurance

Question 30

RESPA

Answer 30

Real Estate Settlement Procedures Act - Reg X

Question 31

SAFE

Answer 31

Secure and Fair Enforcement - Under HERA - Reg H

Question 32

SAR

Answer 32

Suspicious Activity Report

Question 33

SFHA

Answer 33

Special Flood Hazard Area

Question 34

SISA

Answer 34

Stated Income Stated Assets

Question 35

SIVA

Answer 35

Stated Income Verified Assets

Question 36

TILA

Answer 36

Truth In Lending Act - Reg Z

Question 37

Regulation B

Answer 37

Equal Credit Opportunities Act (ECOA)

Question 38

Regulation C

Answer 38

Home Mortgage Disclosure Act Regulation (HMDA)

Question 39

Regulation H

Answer 39

Secure & Fair Enforcement Act AKA Title V (SAFE)

Question 40

Regulation O

Answer 40

Mortgage Assistance Relief Services (MARS)

Question 41

Regulation N

Answer 41

Mortgage Acts & Practices (MAP)

Question 42

Regulation P

Answer 42

Gramm Leach Bliley Act (GLB)

Question 43

Regulation V

Answer 43

Fair Credit Reporting Act - FCRA (Used to be FACTA - Fair and Accurate Credit Reporting Act )

Question 44

Regulation X

Answer 44

Real Estate Settlement Procedures Act (RESPA)

Question 45

Regulation Z

Answer 45

Truth in Lending Act (TILA)