Acronyms and Regulations Flashcards

1
Q

AARMR

A

American Association of Residential Mortgage Regulators

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

APOR

A

Average Prime Offer Rate

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

CFPB

A

Consumer Financial Protection Bureau

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

CRA

A

Community Reinvestment Act CRA - Credit Reporting Agency

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

CSBS

A

Conference of State Bank Supervisors

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

CTR

A

Currency Transaction Report

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

ECOA

A

Equal Credit Opportunities Act - Reg B

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

E-Sign Act

A

The Electronic Signatures in Global & National Commerce Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

FCRA

A

Fair Credit Reporting Act (Used to be FACTA - Fair and Accurate Credit Reporting Act ) - Reg V

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

FFIEC

A

Federal Financial Institutions Examination Council

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

FHFA

A

Federal housing financial agency - Control fannie and freddie

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

GLBA

A

Gramm Leach Bliley Act - Reg P

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

HERA

A

Housing and Economic Recovery Act 2008

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

HMDA

A

Home Mortgage Disclosure Act Regulation - Reg C

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

HOEPA

A

Home Ownership & Equity Protection Act of 1994 - Under TILA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

HVCC

A

Home Value Code of Conduct (726)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

LAR

A

Loan Application Register

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

MAP

A

Mortgage Acts and Practice - Reg N

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

MARI

A

Mortgage Asset Research Institute

20
Q

MARS

A

Mortgage Assistance Relief Services - Reg O

21
Q

MBS

A

Mortgage Backed Security

22
Q

MCR

A

Mortgage Call Reports - state & entity level (804-086)

23
Q

MDIA

A

Mortgage Disclosure Improvement Act - 373 Rule -under Z

24
Q

NINA

A

No Income No Assets

25
Q

NIVA

A

No Income Verified Assets

26
Q

NMLS

A

Nationwide Mortgage Licensing System & Registry

27
Q

No Doc

A

Credit and Appraisal ONLY

28
Q

NPI

A

Non-Public Personal Information

29
Q

PITI

A

Principal Interest Taxes & Insurance

30
Q

RESPA

A

Real Estate Settlement Procedures Act - Reg X

31
Q

SAFE

A

Secure and Fair Enforcement - Under HERA - Reg H

32
Q

SAR

A

Suspicious Activity Report

33
Q

SFHA

A

Special Flood Hazard Area

34
Q

SISA

A

Stated Income Stated Assets

35
Q

SIVA

A

Stated Income Verified Assets

36
Q

TILA

A

Truth In Lending Act - Reg Z

37
Q

Regulation B

A

Equal Credit Opportunities Act (ECOA)

38
Q

Regulation C

A

Home Mortgage Disclosure Act Regulation (HMDA)

39
Q

Regulation H

A

Secure & Fair Enforcement Act AKA Title V (SAFE)

40
Q

Regulation O

A

Mortgage Assistance Relief Services (MARS)

41
Q

Regulation N

A

Mortgage Acts & Practices (MAP)

42
Q

Regulation P

A

Gramm Leach Bliley Act (GLB)

43
Q

Regulation V

A

Fair Credit Reporting Act - FCRA (Used to be FACTA - Fair and Accurate Credit Reporting Act )

44
Q

Regulation X

A

Real Estate Settlement Procedures Act (RESPA)

45
Q

Regulation Z

A

Truth in Lending Act (TILA)