Brainscape's Knowledge GenomeTM


Top Flashcards (Certified)
All Flashcards

NMLS+ > Acronyms > Flashcards

Acronyms Flashcards

1
Q

NMLS

A

Nationwide Multistate Licensing System

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

CSBS

A

Conference of State Bank Supervisors

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

AARMR

A

American Association of Residential Mortgage Regulators

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

HERA

A

Housing and Economic Recovery Act of 2008

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

SAFE Act

A

Secure And Fair Enforcement for Mortgage Licensing Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

FHFA

A

Federal Housing Finance Agency

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

GSE

A

Government Sponsored Enterprise

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

FNMA

A

Federal National Mortgage Association (Fannie Mae)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

FHLMC

A

Federal Home Loan Mortgage Corporation (Freddie Mac)

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

ATR

A

Ability To Repay

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

QM

A

Qualified Mortgage

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

HPML

A

Higher Priced Mortgage Loans

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

CFPB

A

Consumer Financial Protection Bureau

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

USPAP

A

Uniform Standards of Professional Appraisal Practice

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
15
Q

Dodd Frank (full name)

A

Dodd Frank Wall Street Reform and Consumer Protection Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
16
Q

FACTA

A

Fair and Accurate Credit Transactions Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
17
Q

MAP

A

Mortgage Acts and Practices

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
18
Q

HPA

A

Homeowner’s Protection Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
19
Q

RESPA

A

Real Estate Settlement Procedures Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
20
Q

TILA

A

Truth In Lending Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
21
Q

TRID

A

TILA/RESPA Integrated Disclosure

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
22
Q

HMDA

A

Home Mortgage Disclosure Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
23
Q

ECOA

A

Equal Credit Opportunity Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
24
Q

FERA

A

Fraud Enforcement & Recovery Act

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
25
GLB
Gramm-Leech-Bliley Act
26
MARS
Mortgage Assistance Relief Services (Mortgage Relief Services Rule)
27
FCRA
Fair Credit Reporting Act
28
MBS
Mortgage Backed Securities
29
SRP
Service Release Premium
30
GNMA
Government National Mortgage Associate (Ginnie Mae)
31
SISA
Stated Income, Stated Assets
32
HELOC
Home Equity Line Of Credit
33
HEIL
Home Equity Installment Loan
34
DTI
Debt To Income
35
ARM
Adjustable Rate Mortgage
36
PMI
Private Mortgage Insurance
37
MIP
Mortgage Insurance Premium
38
FHA
Federal Housing Association
39
VA
Veteran Affairs
40
USDA
US Department of Agriculture
41
PITI
Principal Interest Taxes (real estate) Insurance
42
IO
Interest Only
43
PPP
Pre-Payment Penalty
44
HOI
Homeowner's Insurance
45
HOA
Homeowner's Association
46
FEMA
Federal Emergency Management Agency
47
LTV
Loan To Value
48
UFMIP
Upfront Mortgage Insurance Premium
49
PUD
Planned Unit Development
50
YSP
Yield Spread Premium
51
LLPA
Loan Level Price Adjustment
52
APR
Annual Percentage Rate
53
APOR
Average Prime Offer Rate
54
LE
Loan Estimate
55
CD
Closing Disclosure
56
CAR (TILA)
Cost of Credit Advertising Rescission
57
PODIUMM (Finance Charge)
Processing Origination Discount Interest Underwriting Mortgage Broker Fees Mortgage Insurance Premium (PMI or MIP)
58
GFE
Good Faith Estimate
59
HUD
Housing and Urban Development
60
COC
Change Of Circumstance
61
URLA
Uniform Residential Loan Application (1003)
62
ALIENS
Address Loan amount Income Estimated value Name SSN
63
T Bill
Treasury Bill
64
LIBOR
London Interbank Offered Rate
65
COFI
11th district Cost Of Funds Index
66
SOFR
Secured Overnight Financing Rate
67
FIR
Fully Indexed Rate
68
CHARM
Consumer Handbook on ARMs
69
CLTV
Combined Loan To Value
70
HCLTV or TLTV
High Combined Loan To Value or Total LTV
71
4 C's of Qualification
Credit Capacity Collateral Capital
72
AUS
Automated Underwriting System
73
DU (AUS)
Desktop Underwriter
74
LPA (AUS)
Loan Product Advisor
75
FICO
Fair Isaac Corporation
76
CRA
Credit Reporting Agency
77
LOX
Letter Of Explanation
78
VOE
Verification Of Employment
79
AMC
Appraisal Management Company
80
HVCC
Home Valuation Code of Conduct
81
PIW
Property Inspection Waiver
82
DO (AUS)
Desktop Originator
83
HOEPA
Home Ownership and Equity Protection Act (High Cost)
84
HECM
Home Equity Conversion Mortgage
85
COE
Certificate Of Eligibility
86
IRRRL (VA)
Interest Rate Reduction Refinance Loan
87
URLA
Uniform Residential Loan Application
88
MSDS
Mortgage Servicing Disclosure
89
CCPA
Consumer Credit Protection Act
90
NOAT
Notice Of Action Taken
91
FinCEN
Financial Crimes Enforcement Network
92
BSA
Bank Secrecy Act
93
AML Program
Anti Money Laundering program
94
SAR
Suspicious Activity Report
95
SBF (GLB)
Safeguarding Pretexting Financial Privacy
96
NPI
Nonpublic Personal Info
97
DNC
No Not Call
98
FTC
Federal Trade Commission
99
FCC
Federal Communications Commission
100
E-Sign Act
Electronic Signatures In Global National commerce Act
101
NINA
No Income, No Assets
102
LA
Loan Advisor
103
VOM
Verification Of Mortgage
104
VOR
Verification Of Rent
105
REO
Real Estate Owned
106
SFR
Single Family Residence
107
PIW
Property Inspection Waiver
108
AVM (VA)
Automated Valuation Method
109
URAR
Uniform Residential Appraisal Report
110
ABA
Affiliated Business Disclosure
111
NOIA
Notice Of Incomplete Action
112
UST
Uniform State Content
113
CRV (appraisal)
Certificate of Reasonable Value

NMLS+ (7 decks)

Brainscape helps you reach your goals faster, through stronger study habits.
© 2025 Bold Learning Solutions. Terms and Conditions