ACH Records & File Format Flashcards
Name the fields in the Batch Header Record that must be changed to originate a File Reversal.
Company Entry Description to REVERSAL
Effective Entry Date
Service Class Code
What field(s) in the Entry Detail Record must be changed to originate a File Reversal?
Transaction Code
Name the addenda type:
TXP3812345670940597030109405500000***\
EFTPS
Name the addenda type:
705RMTIV43265\DTM003970327\00019876547
Vendor Express
Name the addenda type:
DEDCSZC14697011530000363501234YSMITH,TOMMI333\
Child Support Payments
Name the addenda type:
DATE OF DEATH070397CUSTOMER SSN394754732AMOUNT*653.00\
Death Notification Entry
Name the addenda type:
N1GDCINDY THOMPSON\N1BEMEG PRIEUR\
Individual Representative Payee
Name the addenda type:
N11USLEEPY HOLLOW HOME\N1BEBETTY SMITH34353759921\
Institution Representative Payee
In the Addenda Record, what function does the asterisk (*) have? What is it called?
The asterisk is the data element separator and is called the delimiter
In the Addenda Record, what function does the backslash () have? What is it called?
The backslash is the end of segment indicator and is called the terminator.
In an IAT transaction, which Addenda Record carries the Transaction Type Code? (e.g., PEN, POP)
First IAT Addenda Record
Which Record and which Field contain the Check Serial Number and Terminal information in an IAT entry that came from a POP transaction?
IAT Addenda Record for Remittance Information, Payment Related Information Field
Which SEC Code requires that the Addenda Records be included on a Return entry?
IAT
The Addenda Indicator has a value of ? or ?.
0 or 1
How many records are in a block? In which record do you find the Block Count?
The File Control Record - #9
10 records total, 94 characters each (940 characters total)
File creation time and date are found where?
File Header Record
The Service Class Code is found where? What does it identifiy?
Company Batch Header Record. Whether the batch contains just credits(220), just debits(225), or both(200).
The settlement date is in what format?
Julian Date
Who assigns the settlement date?
ACH Operator
Largest dollar amount a single ACH can be?
$99,999,999.99
CCD & CTX allow for how many characters of payment related information per addenda record?
80
A Trace Number field identifies what? How many characters?
15 digits long, identifies the originating DFI in the first 8 characters
What fields, if contained in the transaction, in a POS Addenda Record is the RDFI required to pass to the Receiver?
Identification of Terminal
Terminal Location
Terminal City
Terminal State
How many characters does every ACH file record contain.
94 characters per record (10 records, 94 characters each, totalling 940 total characters)
Explain the difference between Addenda Record Indicator and Addenda Type Code.
Addenda Record Indicator identifies whether or not the entry contains addenda, and the Addenda Type Code indicates POS(02), remittance data, IAT, NOC(98), return information(99).
Company Name, Company ID, Standard Entry Class Code and Effective Entry Date are found where?
Company / Batch Header Record
What is the Entry Hash and where may it be found?
summation of routing and transit numbers in the batch
found in the Company / Batch Control and File Control Records
If a batch contains 50 credit transactions, 25 debit transactions, and 25 Addenda Records, what will be the Entry/Addenda Count?
100
Where is the Entry/Addenda Count Located?
Company/Batch Control and File Control Records
In an IAT entry, what is the maximum number of Addenda Records used for Remittance?
2
In an IAT entry, what is the maximum number of Addenda Records used for Foreign Correspondent Bank information?
5
When an IAT entry has both Remittance information and Foreign Correspondent Bank information, what is the maximum number of Addend Records to be used for each?
5 total (2 max for Remittance) remaining for Foreign Correspondent Bank Info
In what record of an IAT are the OFAC Screening Indicator found? What are they?
IAT Entry Detail Record
0 – No blocked Party
1 = Potential Blocked Party
What is the purpose of the Originator Status Code? In what ACH Record is it found?
Identifies a Government (2) or non-Government (1) or ADV ACH Operator (0) batch of Entries
Company / Batch Header Record
Which SEC Code requires a unique Company / Batch Header Record?
IAT
