ACH Records & File Format

Question 1

Name the fields in the Batch Header Record that must be changed to originate a File Reversal.

Answer 1

Company Entry Description to REVERSAL
Effective Entry Date
Service Class Code

Question 2

What field(s) in the Entry Detail Record must be changed to originate a File Reversal?

Answer 2

Transaction Code

Question 3

Name the addenda type:
TXP3812345670940597030109405500000***\

Answer 3

EFTPS

Question 4

Name the addenda type:
705RMTIV43265\DTM003970327\00019876547

Answer 4

Vendor Express

Question 5

Name the addenda type:
DEDCSZC14697011530000363501234YSMITH,TOMMI333\

Answer 5

Child Support Payments

Question 6

Name the addenda type:
DATE OF DEATH070397CUSTOMER SSN394754732AMOUNT*653.00\

Answer 6

Death Notification Entry

Question 7

Name the addenda type:
N1GDCINDY THOMPSON\N1BEMEG PRIEUR\

Answer 7

Individual Representative Payee

Question 8

Name the addenda type:
N11USLEEPY HOLLOW HOME\N1BEBETTY SMITH34353759921\

Answer 8

Institution Representative Payee

Question 9

In the Addenda Record, what function does the asterisk (*) have? What is it called?

Answer 9

The asterisk is the data element separator and is called the delimiter

Question 10

In the Addenda Record, what function does the backslash () have? What is it called?

Answer 10

The backslash is the end of segment indicator and is called the terminator.

Question 11

In an IAT transaction, which Addenda Record carries the Transaction Type Code? (e.g., PEN, POP)

Answer 11

First IAT Addenda Record

Question 12

Which Record and which Field contain the Check Serial Number and Terminal information in an IAT entry that came from a POP transaction?

Answer 12

IAT Addenda Record for Remittance Information, Payment Related Information Field

Question 13

Which SEC Code requires that the Addenda Records be included on a Return entry?

Answer 13

IAT

Question 14

The Addenda Indicator has a value of ? or ?.

Answer 14

0 or 1

Question 15

How many records are in a block? In which record do you find the Block Count?

Answer 15

The File Control Record - #9
10 records total, 94 characters each (940 characters total)

Question 16

File creation time and date are found where?

Answer 16

File Header Record

Question 17

The Service Class Code is found where? What does it identifiy?

Answer 17

Company Batch Header Record. Whether the batch contains just credits(220), just debits(225), or both(200).

Question 18

The settlement date is in what format?

Answer 18

Julian Date

Question 19

Who assigns the settlement date?

Answer 19

ACH Operator

Question 20

Largest dollar amount a single ACH can be?

Answer 20

$99,999,999.99

Question 21

CCD & CTX allow for how many characters of payment related information per addenda record?

Answer 21

80

Question 22

A Trace Number field identifies what? How many characters?

Answer 22

15 digits long, identifies the originating DFI in the first 8 characters

Question 23

What fields, if contained in the transaction, in a POS Addenda Record is the RDFI required to pass to the Receiver?

Answer 23

Identification of Terminal
Terminal Location
Terminal City
Terminal State

Question 24

How many characters does every ACH file record contain.

Answer 24

94 characters per record (10 records, 94 characters each, totalling 940 total characters)

Question 25

Explain the difference between Addenda Record Indicator and Addenda Type Code.

Answer 25

Addenda Record Indicator identifies whether or not the entry contains addenda, and the Addenda Type Code indicates POS(02), remittance data, IAT, NOC(98), return information(99).

Question 26

Company Name, Company ID, Standard Entry Class Code and Effective Entry Date are found where?

Answer 26

Company / Batch Header Record

Question 27

What is the Entry Hash and where may it be found?

Answer 27

summation of routing and transit numbers in the batch
found in the Company / Batch Control and File Control Records

Question 28

If a batch contains 50 credit transactions, 25 debit transactions, and 25 Addenda Records, what will be the Entry/Addenda Count?

Answer 28

100

Question 29

Where is the Entry/Addenda Count Located?

Answer 29

Company/Batch Control and File Control Records

Question 30

In an IAT entry, what is the maximum number of Addenda Records used for Remittance?

Answer 30

2

Question 31

In an IAT entry, what is the maximum number of Addenda Records used for Foreign Correspondent Bank information?

Answer 31

5

Question 32

When an IAT entry has both Remittance information and Foreign Correspondent Bank information, what is the maximum number of Addend Records to be used for each?

Answer 32

5 total (2 max for Remittance) remaining for Foreign Correspondent Bank Info

Question 33

In what record of an IAT are the OFAC Screening Indicator found? What are they?

Answer 33

IAT Entry Detail Record
0 – No blocked Party
1 = Potential Blocked Party

Question 34

What is the purpose of the Originator Status Code? In what ACH Record is it found?

Answer 34

Identifies a Government (2) or non-Government (1) or ADV ACH Operator (0) batch of Entries

Company / Batch Header Record

Question 35

Which SEC Code requires a unique Company / Batch Header Record?

Answer 35

IAT