ACA and Self-Funding Flashcards
Review of rules for Self-funding based upon ACA changes.
1
Q
ACA changed ERISA rules indirectly, name 3 ways ERISA was changed.
A
1) employer size count was lowered without saying so, to 2+ group sizes because it amends ERISA.
2) ERISA previously had pre-empted state law but did not intrude into State Law as ACA did.
3) ACA made State requirements that had to be coordinated with State Insurance departments.