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Fifth Grade A- team > A Team > Flashcards

A Team Flashcards

To win

1
Q

direct trade or exchange of good without pay

A

barter

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2
Q

comparing two things without like or as

A

metaphor

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3
Q

force of attraction between all objects

A

gravity

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4
Q

sum or percentage paid to an agent for his services

A

commission

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5
Q

numbers added together

A

addends

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6
Q

term for king or queen

A

monarch

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7
Q

scientist .. objects at rest stay at rest and objects in motion stay in motion

A

Isaac Newton

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8
Q

part of speech to take place of a noun

A

pronoun

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9
Q

digit in the hundreds is how many times less than a digit in the hundred thousands

A

1,000

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10
Q

failure to pay a loan when payment is due

A

default

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11
Q

social students term in colonial america learning a trade

A

apprentice

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12
Q

family of violin

A

string

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13
Q

three forms of precipitation

A

snow, sleet, hail, rain, dew, frost

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14
Q

algebraic term for 6 times a number , R decrease by 12

A

6r -12

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15
Q

state of matter with no definite shape or volume

A

gas

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16
Q

something that produce light, heat, motion

A

energy

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17
Q

two word term defined as the amount of money earned in a pay period before any taxes or payroll deductions have been subtracted

A

gross income

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18
Q

two factors that affect how bright a star is

A

distance, size,

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19
Q

(6 + w ) X 3 w = 4

A

30

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20
Q

figure of speech .. first consonant

A

alliteration

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21
Q

nine letter work that means variety of people

A

diversity

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22
Q

economic term buying products from other countries

A

import

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23
Q

greek roots

A

bio - life, tele- distant, scope- see and graph- write

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24
Q

Tree roots cracking foundation

A

weathering

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25
Q

US branch of government that makes laws

A

legislative

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26
Q

number of players in a bass trio

A

3

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27
Q

product of 324 and 15

A

4860

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28
Q

supply of product or products on hand

A

inventory

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29
Q

volume of a rectangular prism is 108 cubic feet

Determine the feet the height of the prism give that has a length of 4 feet and width 3

A

9

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30
Q

105 minutes is equivalent to what amount of time

A

1 hour, 45 minutes; 1 3/4 hour, 6300 seconds

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31
Q

multiple meaning word the teacher uses: in math, the square ___ and in science provide stems and leaves with water

A

root

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32
Q

water cycle is evaporated and then released from the cloud

A

precipitation

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33
Q

geographical term distance measured by degrees or time east or west of prime meridian

A

longitude

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34
Q

forces are balanced

A

do not cause a change in direction

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35
Q

statement adopted by the Second Contintental Congress explaining why the colonies wanted independence from Britain

A

Declaration of Independence

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36
Q

steps in the writing process

A

plan,draft,revise,edit

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37
Q

one or ones not renewable forms of energy

A

limestone, coal nonrenewable

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38
Q

not human features of geography

A

mountains, climate

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39
Q

prefixes correctly matched

A

anti-against; mono-one, auto- self

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40
Q

unprocessed natural products used in the production of final goods and services

A

raw materials

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41
Q

amount of money being borrowed before interest

A

principal

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42
Q

wise use of natural resources

A

conservation

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43
Q

large supply of resources

A

abundant resources

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44
Q

money available to a client at a bank

A

account

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45
Q

the method of informing consumers about a good or service

A

advertisement

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46
Q

one who advertises

A

advertiser

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47
Q

alternative cost

A

opportunity cost

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48
Q

choices

A

alternatives

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49
Q

the interest rate or the cost of credit for one year

A

APR Annual Percentage Rate

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50
Q

an arrangement in which a product is assembled by workers

A

assembly line

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51
Q

atm

A

Automatic Teller Machine

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52
Q

Available Credit

A

the preset amount of credit available on a credit card

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53
Q

average earnings of persons in a specific market area

A

average per capita income

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54
Q

average earning of families in a a specific market area

A

average per family income

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55
Q

a business that stores money and exchanges and lends money

A

bank

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56
Q

anything that is helpful or advantageous

A

benefit

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57
Q

to use money belonging to another person or financial institution, usually by agreeing to pay interest for the use of money

A

borrow money

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58
Q

a plan for use of time, money, and resources

A

budget

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59
Q

a basic economic unit; an organization involved in the buying of and hiring of resources to produce a good or service with the intention of making a profit

A

business

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60
Q

a professional who systematically manages the tasks of business to achieve success

A

business planner

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61
Q

one of the factors of production; man made resource used in production

A

capital

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62
Q

goods made by people

A

capital resources

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63
Q

an economic systems based on private ownership of property

A

capitalism

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64
Q

interest paid to a business when the firm allows one to purchase goods or services on credit

A

carrying charge or finance charge

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65
Q

coins, currency

A

cash

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66
Q

a written order to a bank to pay a certain amount of money from one person’s account to a business or some other person

A

check

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67
Q

a bank, credit union or other financial institution account that is available on demand

A

checking account

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68
Q

what someone must make when faced with two or more alternative uses fro a resource

A

choice

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69
Q

a model or an economy showing the interactions between households and business firms as they exchange goods and services

A

circular flow

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70
Q

a piece of metal stamped with a design

A

coin

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71
Q

the efforts of two or more businesses to secure the consumer’s business

A

competition

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72
Q

a market in which there are many buyers and sellers

A

competitive market

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73
Q

interest paid upon money deposited in an account and also on all the interest already earned by the deposit

A

compound interest

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74
Q

to buy or use good and or services

A

consume

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75
Q

people or businesses whose wants are satisfied by using goods or services

A

consumers

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76
Q

tangible objects

A

consumer goods

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77
Q

chartered by the state, a business that operated as a legal entity separate from its owner

A

corporation

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78
Q

a person who shares the responsibility of the loan with the primary borrower

A

co signer

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79
Q

the maximum amount that a borrower can borrow on a particular loan or credit card

A

credit limit

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80
Q

the full price one pays for a good or service if one buys it on credit

A

credit price

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81
Q

a measure of a borrower’s credit worthiness based on the borrower’s resources and character

A

credit rating

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82
Q

a company that gathers information about the credit history

A

credit reporting agency

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83
Q

a cooperative group that holds savings and makes loans to its members

A

credit union

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84
Q

standards used for making a decision

A

criteria

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85
Q

the total price of the product or service plus the finance charge

A

deferred payment price

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86
Q

a schedule or how much consumers are willing and able to buy at all possible prices during some time period

A

demand

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87
Q

component of the money supply; a deposit in a financial institutional account that may be withdrawn or transferred to another person or business upon demand for example writing a check or using a debit card

A

demand deposit

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88
Q

statistical characteristics of populations such as age, income, gender

A

demographics

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89
Q

the act of putting money into an account in bank or other financial institutions or the sum of money put into the bank or

A

deposit

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90
Q

the yearly decline in the value of something

A

depreciation

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91
Q

income not committed to a particular use and can be used flexibly on whatever someone what to purchase

A

disposable income

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92
Q

the part of the productive process in which a good is transported to a geographical location where it can be used to satisfy the wants and needs of consumers

A

distribution

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93
Q

one who is involved in the process of distribution

A

distributor

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94
Q

the process whereby worked perform only a single task or very few steps of a major production task

A

division of labor

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95
Q

goods with a long useful life (at least three years)

A

durable good

96
Q

the way a society organizes the production, consumption and distribution of goods and services

A

economic system

97
Q

not wasteful

A

economical

98
Q

the study of how people make choices about the best use of scarce resources

A

economics

99
Q

making the best possible use of scarce resources

A

efficient

100
Q

a sudden, urgent, unexpected occurence

A

emergency

101
Q

one who organizes and manages resources

A

entrepreneur

102
Q

assuming risks of owning your own business

A

entrepreneurship

103
Q

the market clearing price at which the quantity demanded by buyers equals the quantity supplies by sellers

A

equilibrium price

104
Q

trading a good or service for another good or service for money

A

exchange

105
Q

selling our country’s products to another nation

A

export

106
Q

land, labor, capital

A

factor inputs

107
Q

resources used by business to produce goods and services: land, labor, capital and entreprenuership

A

factors of production

108
Q

FDIC

A

Federal Deposit Insurance Corporation

109
Q

FICA

A

Federal Insurance Contributions Act - name of the law that provides for deductions to be taken from the wages of citizens and invested by the government to pay Social Security Benefits

110
Q

Federal Reserve Note

A

paper currency.. printed and distributed by the Federal Reserve Bank of the United States and the value is guaranteed

111
Q

FTC

A

Federal Trade Commission - prevents unfair competition

112
Q

fee

A

a charge to the customer by the bank for a service

113
Q

Final goods and services

A

goods and services sold to person who will consume them

114
Q

finance charge

A

the cost of credit

115
Q

financial risk

A

the exposure of assets and money belonging to an individual or a business to the possibility of loss by undertaking a business venture

116
Q

firm

A

business

117
Q

food energy

A

energy received by the body from food used for motion and heat

118
Q

giving up a security deposit when lease obligation are not met

A

forfeiture

119
Q

fuels formed underground from once living things; coal, oil and gas

A

fossil fuels

120
Q

a good for which the market price is zero

A

free good like air (it is important for us to have but since there is so much of it, we don’t have to pay for it )

121
Q

functions of money

A

medium of exchange to buy goods and services,
a measure of value
a store of value

122
Q

future consumption

A

the purpose of saving now in order to have resources later

123
Q

objects that can be held or touched that can satisfy people’s wants

A

goods

124
Q

government

A

form or system of rule by which a nation, state, or city is governed

125
Q

government income

A

net taxes

126
Q

homogenous product

A

a product in which every unit is just like every other unit

127
Q

human resources

A

the quantity and quality of human effort directed toward producing goods and services… labor

128
Q

buying products from other countries

A

import

129
Q

producing goods in our country to replace good being imported from other countries

A

import substitution

130
Q

factors that motivate and influence the behavior of households and businesses. Prices, profits and losses act as incentives for participants to take action

A

incentives

131
Q

money received by households in return for the use of resources they own or money earned by factors or production

A

income

132
Q

taxes paid to the government ( federal, state, and local)

A

income tax

133
Q

inflation

A

a general increase in the price of goods and services

134
Q

property or money received from an estate or through a will

A

inheritance

135
Q

input

A

resources used to product a good or service

136
Q

installment

A

required payments of equal amounts, every month until the loan is paid in full

137
Q

insurance

A

protection against risk of large losses

138
Q

interdependence

A

dependence on others for good and services; example wisconsin..cheese, Florida.. citrus

139
Q

interest

A

the amount of money paid to a customer by the bank for keeping the customer’s money; also called finance charge or carrying charge

140
Q

intermediate good

A

good that will be further processed for resale.Example: sheet metal and glass are intermediate goods for automobile companies

141
Q

inventory

A

a supply of a products on hand

142
Q

investment

A

the use of money to product income or profit

143
Q

a bank account shared by two

A

joint account

144
Q

land

A

one factor of production; natural resources and real estate

145
Q

limited resources

A

scarce resources

146
Q

liquidity

A

ability to convert an asses into cash easily and quickly

147
Q

loss

A

negative difference between cost and sale price; opposite of profit

148
Q

management

A

the process of organizing and utilizing resources to produce goods and services

149
Q

managerial ability

A

the skill needed to organize goods and services

150
Q

market

A

a specified category of potential buyers

151
Q

market economy

A

the economic system in which most goods and services are exchanged through private transactions

152
Q

media

A

the means of communication by tv, radio, newspapers

153
Q

merchandise

A

goods that someone wants to sell

154
Q

microeconomics

A

the study decision of individuals economic units like families and people.. answers what, how and for whom in a market system

155
Q

minimum balance

A

the amount of money required to be kept in an account in order to avoid a service charge

156
Q

minimum wage

A

lowest legal hourly wage

157
Q

mint

A

facility where coins are minted

158
Q

money

A

a medium or exchange; a good that can be used to buy other goods or services

159
Q

money income

A

the dollar amount of income

160
Q

monopoly

A

one seller that has control over the entire chain of supply

161
Q

mortgage

A

a loan secured to purchase real estate

162
Q

natural monopoly

A

like an electric company … electric is generated on a large scale better than small scale… needs governmental regulations

163
Q

natural resources

A

gifts of nature; coal, timber, water

164
Q

needs

A

desires felt by consumers; good, clothing, shelter

165
Q

net income

A

take home pay; the actual amount of money received after taxes and other payroll deductions have been subtracted from gross income

166
Q

non durable good

A

good that have a short life – socks, light bulbs, hamburgers

167
Q

non renewable resources

A

coal, oil , gas once they are used .. gone forever

168
Q

opportunity costs

A

the next best alternative

169
Q

output

A

the product quantity or amount product with a given input

170
Q

partnership

A

legal organization of a business with more than one person owning/managing the business

171
Q

perfect competition

A

market where many buyers and sellers; homogenous product and freedom of entry and exit

172
Q

performer

A

one who carries out an action or fulfills or discharges his duty or command

173
Q

price

A

the value of a good or service stated in money terms

174
Q

principal

A

the actual amount of money being borrowed before interest

175
Q

private property

A

property owned by one person or group of people

176
Q

producers

A

people who use resources to make goods and services

177
Q

product

A

tangible, man made object

178
Q

production

A

the process of using resources to make goods

179
Q

productive capacity

A

ability to produce goods and services; maximum potential

180
Q

profit

A

the difference between total revenue and total cost

181
Q

progressive tax

A

a tax that increases with income of the taxpayer

182
Q

property

A

something tangible that one owns

183
Q

public goods and services

A

goods and services provided by the government like highways and highway maintenance

184
Q

quality

A

the degree of excellence

185
Q

quanitity

A

the amount of product

186
Q

raw materials

A

unprocessed natural products like iron ore is used to make automobiles

187
Q

real income

A

purchasing power of money income…if someones income doubles and the price of the object doubles, real income is not changed

188
Q

real value of money

A

buying power

189
Q

real wage

A

real income

190
Q

regressive tax

A

tax that falls more heavily on persons with low incomes

191
Q

rent

A

money payments for use of a house, land, or some other property

192
Q

resume’

A

a summary of a person’s education, experience and work skills used when someone is looking for a job

193
Q

repossession

A

the act of a creditor taking back a product purchased on credit because the buyer has defaulted on the loan

194
Q

retirement

A

the state of no longer being involved in performing one’s business or profession

195
Q

right to private property

A

the right of individuals to own and control their own property

196
Q

rivalry

A

two or more producers seek to gain a larger market share by providing consumers with lower prices,higher quality or differentiated product

197
Q

sacrifice

A

to give up something of value for the sake of something else

198
Q

salary

A

a fixed wage

199
Q

sales tax

A

taxes paid on the goods and services people buy

200
Q

save

A

opposite of spend

201
Q

savings

A

the portion of income that is not spent for consumer goods or services

202
Q

savings account

A

an account in a financial institution where a person deposits that part of his income that he chooses not to spend at the present time

203
Q

savings and loan institution

A

like a bank but primarily function storing money in savings accounts and lending money for homes

204
Q

scarce resources

A

resources in short supply

205
Q

scarcity

A

the condition of not being able to have all the goods and services that one wants

206
Q

scarcity problem

A

resources are limited so consumers need to make choices

207
Q

service charge

A

an additional cost or fee for the privelegeof purchasing a good or service

208
Q

services

A

activities that can satisfy peoples want or needs like hairstyling,

209
Q

Sherman Antitrust Act

A

The federal law passed by Congress in 1890 prohibiting monopolies or conspiracies to monopolize

210
Q

shortage

A

quantity demanded is smaller than the quantity supplied

211
Q

silver certificate

A

paper currency printed by US ( no longer issued) backed by quanity of silve r

212
Q

social goods

A

goods and services that if given to one benefit others like streetlights

213
Q

specialization

A

dividing work among people so each person does one job ( well)

214
Q

store of value

A

functions of money

215
Q

substitute goods

A

goods that are substituted like Coca cola and pepsi

216
Q

substitute resources

A

a resource that takes the place of another resource when the latter is unavailable or gets too expensive

217
Q

surplus

A

quantity supplies exceeds quantity demanded

218
Q

tax revenue

A

the amount of money received by the government as a result of imposing taxes

219
Q

technolgy

A

the scientific and mechanical skill and knowledge used in producing goods and services

220
Q

teller

A

an employee at a bank who job it is to take deposits and payout withdrawls

221
Q

time deposit

A

a deposit into a savings account

222
Q

tips

A

small gifts or money for service; To Insure Promptness

223
Q

title

A

the legal ownership of an asset

224
Q

trade

A

the purchase, sale or exchange of goods or services

225
Q

trade off

A

giving up one thing to get another

226
Q

transfer payment

A

payments to a person that not payments for the use of a resource in production ; welfare payment

227
Q

transportation

A

the act of moving goods and services from one geographic location to another

228
Q

truth in lending law

A

a federal law that requires the creditors to tell the Annual Percentage Rate, finance charges, and deferred payments for an item purchased on credit

229
Q

unemployment

A

the situation in which people are willing and able to work at current wages, but do not have a job

230
Q

unlimited wants

A

people wanting more than they need

231
Q

value

A

worth

232
Q

venture

A

a business undertaking involving chance or risk

233
Q

wages

A

payment made to those who supply the labor

234
Q

wants

A

desires

235
Q

wealth

A

anything that a person owns that has value and is capable of making money

236
Q

withdrawl

A

the act of taking money out of a bank

237
Q

withholding tax

A

a tax deducted from gross income for the purpose of paying federal income tax benefits as a person earns income

Fifth Grade A- team (1 decks)

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