7 - Remoteness, Defences and Remedies Flashcards

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1
Q

What is the role of defences in a negligence claim, and how do they apply to other torts?

A

Even if a claimant proves all elements of negligence (duty of care, breach of duty, and causation), the claim may still fail if the defendant successfully raises a defence.

General defences in negligence can either eliminate or reduce a defendant’s liability for compensating a claimant’s losses.

These defences are termed “general defences” as they may also apply to torts other than negligence.

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2
Q

What must a defendant prove for the defence of consent (volenti non fit injuria) to succeed in a negligence claim?

A

The defence of consent operates as a complete defence, preventing the claimant from recovering damages for the defendant’s breach of duty.

The defendant must establish two key elements:
1. Full knowledge: The claimant had full knowledge of the nature and extent of the risk. It is not enough for the claimant to merely know that the risk exists. This is a subjective test.
2. Willing consent: The claimant willingly consented to accept the risk of being injured due to the defendant’s negligence.

Each of these elements is crucial for the defence to succeed.

Example: in Dann v Hamilton [1939], the claimant knew the driver was drunk but chose to ride with him. The court held that mere knowledge of the risk was not enough to imply consent.

However, in Morris v Murray [1990], the claimant willingly assisted a drunk pilot in preparing a flight, which demonstrated that he had accepted the extreme risk of the pilot’s negligence. This illustrates the need for both knowledge and voluntary acceptance.

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3
Q

What level of knowledge must a claimant have for the defence of consent to succeed in a negligence claim?

A

The claimant must have had full knowledge of both the nature and the extent of the risk they are alleged to have assumed.

It is not sufficient for the claimant to simply know that a risk exists; they must understand the specific nature and degree of the risk.

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4
Q

What is required beyond knowledge for a claimant to consent to a risk under the defence of voluntary assumption of risk?

A

For the defence to succeed, it is not enough that the claimant knew of the risk.

The defendant must prove that the claimant freely consented to run the risk of injury.

The courts have emphasised that knowledge is not consent (referred to as “sciens is not volens”), meaning that simply knowing about the risk does not imply that the claimant agreed to accept it.

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5
Q

How does section 149 of the Road Traffic Act 1988 affect the defence of consent in motor vehicle cases?

A

Section 149 of the Road Traffic Act 1988 applies to any motor vehicle where insurance for passengers is compulsory.

The effect of this statutory provision is that any acceptance of risk by a passenger is invalid.

Therefore, the defence of consent (volenti non fit injuria) cannot be relied upon in motor vehicle cases where insurance is mandatory.

Outside of motor vehicle cases, the defence of consent can still be raised, as illustrated by Dann v Hamilton, which shows the high threshold required for the defence to succeed in non-vehicular claims.

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6
Q

Why is it difficult to successfully establish the defence of consent (volenti) in practice?

A

The stringent requirements make it difficult in practice for a defendant to establish the defence of consent.

This is evidenced by the rarity of cases that satisfy the conditions for a successful defence.

Two specific scenarios where this difficulty is highlighted are:
1. Employees: Employees often have no real freedom to choose whether to accept the risk of injury due to the nature of their employment.
2. Rescuers: Rescuers are often seen as acting under moral or social compulsion, meaning they do not freely consent to the risks they face.

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7
Q

Why does the defence of consent rarely succeed in claims by employees against their employers?

A

Employees usually do not have real freedom of choice when carrying out dangerous tasks requested by their employers.

The employee is often under a duty and faces economic or other pressures, such as the fear of losing their job, which prevents them from refusing dangerous tasks.

Policy considerations further support this view, as it would be unjust to argue that the employee ran the risk of injury freely.

Example: In Smith v Baker [1891], an employee was injured by a heavy crane’s load, but the court ruled that just because the claimant continued working despite knowing the risks, it did not mean he had consented to the risk in law.

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8
Q

How does the defence of consent apply to rescuers, and why does it usually fail?

A

Rescuers, whether professional or lay, are often seen as acting under moral compulsion when rescuing others from danger.

The defence of consent will not succeed if the rescuer:
1. Was acting to rescue persons or property endangered by the defendant’s negligence.
Was acting under a compelling legal, social, or moral duty.
2. Their conduct was reasonable and a natural and probable consequence of the defendant’s negligence.

Example: In Haynes v Harwood [1935], a police constable was injured while stopping runaway horses in a busy street. The court held that he acted under compulsion, not voluntary consent to the risk, and the defence of volenti could not apply.

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9
Q

Why do courts prefer to apply contributory negligence over the defence of consent in negligence claims?

A

The courts prefer to reduce the damages awarded to a careless claimant under the principle of contributory negligence, which is seen as fairer than completely denying the claimant any remedy.

This approach allows for a more balanced outcome in cases where the claimant has suffered harm due to the defendant’s negligence but may have been partially at fault themselves.

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10
Q

What are the key elements required to establish contributory negligence, and how does the Law Reform (Contributory Negligence) Act 1945 affect the reduction of damages?

A

Contributory negligence requires two elements:
1. Carelessness on the claimant’s part; and
2. That carelessness has contributed to the claimant’s damage.

The Law Reform (Contributory Negligence) Act 1945 provides that a claim will not be defeated by the claimant’s fault. However, the damages will be reduced in proportion to the claimant’s responsibility for the damage.

Section 1(1) of the Act states that: The damages are reduced to such extent as the court thinks just and equitable having regard to the claimant’s share in responsibility for the damage.

In assessing this, courts consider:
1. Culpability (relative blameworthiness of the parties);
2. Causation (the extent to which the claimant’s carelessness has caused or contributed towards the loss suffered).

Example: In Reeves v Metropolitan Police Commissioner, the deceased was found 50% responsible for his death, reducing recoverable damages by 50%.

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11
Q

How is the issue of causation considered by the courts?

A

In considering the issue of causation, the claimant needs to have contributed to the loss
which they have suffered. The claimant does not need to have contributed to the accident
itself. The relevant issue is not who caused the accident, but who caused the damage. So, the
partial defence of contributory negligence could still apply even where a defendant is solely
responsible for the accident in which the claimant was injured.

E.g., A road accident in which the claimant is injured because they are not wearing a seatbelt. The claimant may have been driving perfectly
carefully and have done nothing to cause the accident to happen, so that the accident is
caused entirely by the negligence of the defendant. Nevertheless, if the claimant’s failure to
wear a seatbelt contributes to their injuries, their damages will be reduced.

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12
Q

How does contributory negligence apply in the context of road traffic accidents, particularly when the claimant contributes to their own injuries?

A

Contributory negligence can apply where the claimant’s actions contribute to their injuries, even if the defendant caused the accident.

Example: If the claimant fails to wear a seatbelt, despite the accident being the defendant’s fault, their damages may be reduced.

In Froom v Butcher, the court established reductions based on the claimant’s failure to wear a seatbelt:
- 25% reduction if injuries would have been avoided with a seatbelt;
- 15% reduction if injuries would have been less severe;
- 0% reduction if the seatbelt would not have made a difference.

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13
Q

How does the principle of contributory negligence apply to motorcyclists not wearing a crash helmet?

A

Motorcyclists who suffer head injuries due to not wearing a crash helmet will have their damages reduced for contributory negligence.

The Court of Appeal in Capps v Miller adopted the same tariff for crash helmets as in Froom v Butcher for seatbelts, requiring the defendant to prove a causal link between the failure to wear a helmet and the claimant’s injuries.

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14
Q

How does contributory negligence apply to passengers injured while accepting a lift from a driver they know is intoxicated?

A

A passenger who knowingly accepts a lift from a drunk driver can have their damages reduced for contributory negligence if injured.

This applies even if the passengers were too drunk to fully appreciate the driver’s intoxication, as in Owens v Brimmell, where self-induced intoxication is no excuse for failing to take reasonable care.

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15
Q

What is the test for determining whether a claimant has been contributorily negligent, and how does it vary depending on the claimant’s circumstances?

A

The test for contributory negligence asks whether the claimant has failed to take reasonable care for their own safety, measured against the behaviour of a reasonable person in the same circumstances.

Factors influencing this test:
For children, the standard is whether an ordinary child of the claimant’s age would have taken more care, as in Gough v Thorne.
Where a third party has contributed to the negligence, the client can seek a contribution from them under the Civil Liability (Contribution) Act 1978. E.g., if a parent should have been looking after their child. However, in this situation the child is not ‘identified’ by the negligence of their parent. In other words, the child’s damages cannot be reduced on account of the negliigence of its parents.

For employees, the court considers factors like the nature of the work (e.g., noisy, repetitive environments), as noted in Caswell v Powell Duffryn.

For rescuers, they are judged by the standard of a reasonable rescuer, and contributory negligence will only be found if they show a “wholly unreasonable disregard” for their own safety, as established in Baker v TE Hopkins & Son Ltd.

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16
Q

How does the court determine contributory negligence in cases where the claimant is placed in a dangerous situation due to the defendant’s negligence and acts to save themselves?

A

In dilemma cases, a claimant is not contributory negligent if their actions are a reasonable response to a perilous situation caused by the defendant.

Example: In Jones v Boyce, the claimant jumped off a coach in danger and was found not to be contributory negligent, as his actions were deemed reasonable in the “agony of the moment.”

However, in Sayers v Harlow UDC, the claimant’s method of escape from a locked lavatory was considered unreasonable, and her damages were reduced by 25%.

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17
Q

What is the defence of illegality (ex turpi causa non oritur actio) in tort law?

A

The defence of illegality, also known as “ex turpi causa non oritur actio” (no action arises from a disgraceful cause), prevents a claimant from recovering damages if they were involved in an illegal enterprise at the time of injury.

It operates as a complete defence, meaning the defendant will not be liable at all if the claimant’s injuries are sufficiently connected to the illegal activity.

Example: Karl and Ben are burgling a house. Karl negligently blows the lock off a safe, injuring Ben. Karl can raise the defence of illegality, preventing Ben from recovering damages.

The leading authority, Pitts v Hunt, demonstrates that for this defence to apply:
- There must be a very close connection between the illegal activity and the injury suffered.
- The damage must arise directly from the illegal activity in such a way that allowing a remedy would be against public policy.

Example: Adriana parks illegally in a restricted zone, but her car is later damaged by Janet’s careless driving. Janet cannot claim illegality as a defence because Adriana’s traffic offence is not sufficiently connected to the damage.

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18
Q

What is the two part test for determining illegality?

A

Step 1:
Has the claimant committed an illegal (or possibly grossly immoral) act at the time they suffered their loss caused by the defendant?

For example, in Ashton v Turner [1981] QB 137 (where the defence was successful) the parties were escaping from a burglary when the claimant was injured by the defendant’s negligent driving.

Step 2:
Apply the test in Patel v Mirza [2016] UKSC 42 taking into account earlier decisions which turn on similar facts: ‘whether allowing recovery for something which was illegal would produce inconsistency and disharmony in the law, so cause damage to the integrity of the legal system’.

In order to determine this question, the court identified the following ‘trio of necessary conditions’:
a) The underlying purpose of the prohibition which has been transgressed and whether that purpose will be enhanced by denial of the claim;

b) Other relevant public policy which may be rendered ineffective or less effective by denial of the claim; and

c) Whether denying the claim would be a proportionate response to the illegality - In relation to (c), the assessment of proportionality, the court identified a list of non-exhaustive factors: the seriousness of the conduct, its centrality to the tort (whether there is a causal link between the illegality and the tort), whether it was intentional and whether there was a marked disparity in the parties’ respective culpability.

These three considerations should be applied to the facts to determine whether or not the defence should be allowed to proceed.

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19
Q

How does excluding liability work in tort law?

A

A person may attempt to exclude or limit their liability to another in tort, for instance, by way of a notice such as “No liability is accepted for any loss or damage…”.

The success of an attempt to exclude liability depends on various factors and is particularly relevant to specific areas of law, including pure economic loss.

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20
Q

Provide a summary of the defences of consent, illegality, and contributory negligence.

A

If all the elements of negligence – duty of care, breach of duty, and causation of damage – are made out, the last argument open to a lawyer acting for a defendant is to seek to establish that a defence applies.

The defences of consent and illegality are complete defences – this means that if the defendant succeeds in establishing them, then they will avoid paying any amount in compensation to the claimant.

Consent:
For the defence of consent to succeed, a defendant must establish: that the claimant
had full knowledge of the nature and extent of the risk; and that the claimant willingly consented to accept the risk of being injured due to the defendant’s negligence.

Illegality:
For the defence of illegality to succeed, a defendant must establish: that there is a very
close connection between the illegal activity of the claimant and the injury which they suffer, so that the damage arises directly out of the illegal activity in such a way that it would be contrary to public policy to allow the claimant a remedy.

Contributory Negligence:
The defence of contributory negligence is a partial defence. This means that where is
a finding of contributory negligence, the claimant’s damages are reduced. The court
will first calculate the full amount of damages which would have been payable had it
not been for the claimant’s contributory negligence. Then it will make an appropriate
reduction to take the contributory negligence into account.

For the defence of contributory negligence to succeed, the defendant must establish: carelessness on the claimant’s part; and that carelessness has contributed to the claimant’s damage.

There is contributory negligence where the claimant’s injuries have been caused partly
by the negligence of the defendant and partly by the claimant’s own carelessness. It is
necessary to consider whether the claimant failed to take reasonable care for their own
safety and whether this contributed to the damage the claimant suffered. It is important to
remember that only the claimant can be contributorily negligent.

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21
Q

What is the purpose of remedies in a tort claim?

A

The purpose of remedies in a tort claim is to provide compensation to the claimant if they are successful in their claim.

A lawyer’s primary concern is to establish liability by proving each element of the claim, but the client’s main concern is the remedy they hope to obtain.

Remedies can include compensation for various types of harm, such as:
- Damage to property, e.g. a car damaged in a motor accident:
- Cost of repairs or replacement.
- Cost of lost use, e.g. hire of an alternative car.

Personal injury, e.g. a broken leg caused in a tripping accident:
- Compensation for pain and suffering.
- Compensation for activities the claimant can no longer do, e.g. playing football.
- Medical expenses, e.g. prescription charges.
- Lost wages while unable to work.

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22
Q

What are compensatory damages in tort law, and what is their aim?

A

Compensatory damages in tort law aim to put the claimant in the same position they would have been in if the tort had not been committed.

It is often straightforward to comply with this principle for certain losses, as many can be quantified in monetary terms.

For example, the claimant can use the compensation to:
- Repair a car.
- Replace a bicycle.
- Restore lost earnings.

However, with personal injuries, money cannot restore the claimant to their previous position. For example:
- Money cannot mend a broken arm or prevent someone from suffering post-traumatic stress disorder.
- In these cases, damages are seen as compensation for the injury itself.

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23
Q

What is the principle of mitigation of loss in compensatory damages?

A

The guiding principle in assessing damages is that the claimant should be put back in the position they were in prior to the wrongdoing but should not profit from the incident.

The claimant cannot claim damages for losses that could have been avoided by taking reasonable steps to reduce those losses. This is known as the duty to mitigate.

The claimant must take all reasonable steps to minimise their losses.

For example:
- A claimant who loses their job because of the defendant’s wrongdoing, but is still capable of working, should seek alternative employment.
- A claimant whose vehicle is destroyed by the defendant’s tort should replace the vehicle by purchasing or hiring an alternative.
- A claimant who unreasonably refuses medical treatment would not recover damages for harm which the treatment would have avoided.

24
Q

What is the one action rule in tort claims?

A

The one action rule in tort claims states that a claimant can bring only one claim based on one set of facts.

When the court assesses the claimant’s damages, it must award a single lump sum to cover:
- Losses already suffered up to the time of trial.
- Future losses the claimant is expected to suffer, such as continuing pain and suffering or future loss of earnings.

Once an award of damages has been made, the claimant cannot return to court with a second claim, even if their condition worsens rather than improves.

This rule can cause difficulties for the claimant, defendant, and the judge, as it is often challenging to predict:
- The extent of the claimant’s recovery.
- What the claimant might have achieved in life if the accident had not occurred.

A limited exception to this rule exists in the case of provisional damages and periodic payments.

25
Q

What is the distinction between general damages and special damages?

A

Special damages:
These are losses capable of being calculated precisely at the time of trial.
They cover financial losses incurred before the trial, such as loss of earnings.

General damages:
These are losses that cannot be precisely calculated and are left to the court to determine.
They include compensation for pain, suffering, and loss of amenity, as well as losses incurred after the trial

26
Q

What types of damages can a claimant recover in a personal injury negligence claim?

A

In a personal injury negligence claim, damages are divided into two categories:

Pecuniary losses: These are losses that can be calculated mathematically in money terms, including both losses suffered before the trial and those expected after the trial.
Examples include:
- Loss of earnings.
- Medical expenses.

Non-pecuniary losses: These losses cannot be calculated in money terms and include the claimant’s personal injury.
Examples include:
- Pain and suffering.
- Loss of amenity (loss of enjoyment of life).

27
Q

What information is necessary to assess damages for non-pecuniary losses like pain and suffering and loss of amenity?

A

To assess damages for pain and suffering and loss of amenity, the following information is needed from the claimant:
- Full details of the injury suffered, such as the type of fracture or other specific injury.
- Medical treatment received, such as whether the claimant was hospitalised and for how long.
- The extent of the pain and suffering, such as how painful the injury was and how long the effects lasted.
- Drugs and prescriptions, such as the type of pain-killing drugs used and how much relief they provided.
- Any continuing effects, such as whether the claimant still suffers pain from the injury.
- Future effects, such as whether the claimant is expected to continue experiencing pain, and for how long.
- Activities that the claimant can no longer do, such as playing football.
- Previous interests the claimant can no longer enjoy, such as participating in sports.
- Any other detrimental effects, such as whether the claimant has been forced to change to a job they enjoy less.

28
Q

What does the head of damage for pain and suffering cover in a personal injury claim?

A

The head of damage for pain and suffering covers the physical and mental pain that the claimant has experienced as a result of the injury, and includes:
- Past, present, and future physical pain.
- Mental anguish caused by the injury.
- The fear of any future surgery.
- The claimant’s anguish over knowing that their life expectancy has been shortened due to the injury (as per the Administration of Justice Act 1982, s 1(1)(b)).

To award damages for pain and suffering, a subjective test is applied, meaning the claimant must be aware of their injuries to recover damages.
- If the claimant was unconscious, they would not be able to claim damages for pain and suffering for that period.

29
Q

What does the head of damage for loss of amenity cover, and how does it differ from pain and suffering?

A

The head of damage for loss of amenity compensates for the loss of enjoyment of life, which includes:
- Loss of freedom of movement.
- Loss of senses, such as sight or smell.
- Loss of marriage prospects.
- Inability to pursue previous hobbies and interests.

A claimant who was more active before the accident is likely to receive more compensation under this head of damage than a claimant who was less active.

Unlike pain and suffering, which requires awareness of the injury, the loss of amenity head of damage uses an objective test, meaning a claimant can recover under this head even if they were unconscious.

30
Q

How are non-pecuniary damages quantified in a personal injury claim?

A

Non-pecuniary damages, such as for pain and suffering and loss of amenity, are considered general damages because they cannot be precisely calculated in monetary terms.

The courts must assess the individual facts of each case, as the impact of a loss (such as the loss of a leg) will differ between individuals, depending on factors such as their age, sex, and hobbies.

To help estimate non-pecuniary damages, lawyers often refer to:
- The Judicial College Guidelines for the Assessment of General Damages.
- Practitioner texts like Kemp on Damages, which include thousands of examples of previously awarded damages.

Even the most experienced litigation lawyers are only able to estimate the amount of damages that a claimant might receive under this head.

31
Q

What are pecuniary losses in a personal injury negligence claim and what information is needed to assess them?

A

Pecuniary losses are those capable of mathematical calculation in money terms. These can be either pre-trial or post-trial losses.

In a personal injury claim, the following information is required to assess pecuniary losses:
- Was the client absent from work due to the accident?
- Did they lose wages or receive sick pay?
- Are they still unable to work?
- How long do they expect to be off work (medical evidence required)?
- Did they incur medical expenses, such as private treatment or prescription charges?
- Did they have other expenses, such as travel costs, nursing care, or special equipment?
- How long will these expenses continue (medical evidence required)?

32
Q

How are medical expenses recovered in a personal injury claim?

A

A claimant can recover medical expenses that have been incurred due to the accident.
- Pre-trial expenses are classified as special damages and are calculated by adding together all actual costs.
- Post-trial expenses are classified as general damages and are assessed by estimating the annual cost of treatment and how many years it will continue.

Medical expenses might include:
- Costs of wheelchairs, house adaptations, special dietary needs, and travel to hospital for treatment.

If treatment is received free of charge from the NHS, the claimant cannot recover medical treatment costs, but if the claimant chooses private treatment, they can recover the reasonable costs of such treatment.

Under s 2(4) of the Law Reform (Personal Injuries) Act 1948, a claimant is not considered to have failed to mitigate their losses by opting for private treatment instead of free NHS treatment.

33
Q

How are pre-trial loss of earnings calculated in a personal injury claim?

A

Pre-trial loss of earnings is calculated by putting the claimant back in the financial position they would have been in if the accident had not occurred. This means calculating their net earnings for the period before the trial.

This head of damage is classified as special damages as it can be calculated precisely.

Net earnings are the earnings after deductions for tax, national insurance, and pension contributions.

The calculation also includes:
- Regular overtime and bonuses.
- Perks of the job, such as company cars, reduced rate mortgages, or share options.

34
Q

What challenges arise in assessing post-trial loss of earnings, and how does the court address them?

A

Post-trial loss of earnings is harder to assess as it involves predicting the claimant’s future earnings without the accident. Since it cannot be calculated precisely, it is classified as general damages.

The court assesses the future loss at the time of the trial, but must determine what the claimant would have been capable of earning if the accident had not occurred.

Examples of future loss scenarios include:
- The claimant may never work again.
- The claimant may work but earn less.
- The claimant may need time off work to recover and then return to work.

The court awards a lump sum to compensate for future loss of earnings, which requires assessing the length of time the claimant would have continued working and potential future earnings.

35
Q

How does the court determine the multiplicand in the process of assessing future loss of earnings in personal injury claims, and what deductions are made from the claimant’s gross annual loss?

A

A multiplicand is an annual figure for loss which is multiplied by the “multiplier “ which represents the number of years of future loss to be claimed.

The court first ascertains the claimant’s gross annual loss as at the date of the trial.

If the claimant was likely to receive an increase in earnings (e.g., due to promotion), this can be factored in if it was very likely to happen.

The claimant’s salary cannot be increased for inflation, as the lump sum awarded can be invested to counteract inflation.

From the gross salary, deductions are made for:
- Tax
- National insurance
- Pension contributions

The resulting figure, the net annual loss, is known as the multiplicand.

36
Q

What is the multiplier in assessing future loss of earnings, and how does the court adjust it based on the claimant’s circumstances?

A

The multiplier represents the period during which the claimant will lose earnings in the future.

If the claimant is not expected to work again, the multiplier is based on the claimant’s pre-accident working life expectancy (i.e., until normal retirement age).

If the claimant is expected to return to work in the future, a smaller multiplier is used reflecting the period they will be out of work.

An example calculation: 25 years (multiplier) x £25,000 (multiplicand) = £625,000

Damages aim to compensate but not over-compensate the claimant, ensuring they do not gain more by receiving a lump sum upfront.

The court must also ensure the claimant is not under-compensated, particularly due to inflation.

37
Q

What role does the discount rate play in future loss of earnings calculations, and how is it determined?

A

The discount rate reflects the interest a claimant can earn by investing their lump sum compensation and is crucial to avoid under-compensation.

Set by the Lord Chancellor under the Damages Act 1996, the current discount rate is minus 0.25%.

This rate is based on the assumption that claimants will invest in low-risk investments, which do not protect against inflation.

Actuarial tables (Ogden tables) are used to determine the correct multiplier based on the claimant’s age and the discount rate.

Applying the current discount rate increases the multiplier, e.g.: 25.2 years (multiplier) x £25,000 (multiplicand) = £630,000

38
Q

How does the court account for the contingencies of life when calculating future loss of earnings?

A
  • The court must consider potential future events, referred to as contingencies of life, that could affect the claimant’s future working life.
  • For example, the claimant might have faced redundancy or other risks of losing their income even without the accident.
  • The court can reduce the basic multiplier (based on age and discount rate) to account for these adverse contingencies.
  • Other factors such as the possibility of the claimant undertaking less profitable work must also be factored into the calculation.
39
Q

How is the concept of “lost years” addressed in personal injury claims, and how are damages for loss of earnings during these years calculated?

A

If the claimant’s life expectancy is reduced due to injury, they may lose earning capacity for the lost years.

For example, a claimant aged 35 who expected to work until 60 now has only 5 years of working life due to their injury, losing 20 years of earning capacity.

It matters because the claimant might have dependants who rely on those earnings.

The case of Pickett v British Rail Engineering [1980] established that claimants with shortened life expectancy can recover for lost future earnings.

When calculating damages, a deduction is made for the claimant’s personal living expenses. Typically:
- 25% for a person with dependants
- 33% for those with no dependants

40
Q

How does the court assess future loss of earnings for a child who will never be able to work due to injury?

A

Courts can award damages for a child’s future loss of earnings, but it is difficult to assess due to uncertainty about the child’s potential future earnings.

Various methods may be used, including:
- Considering the parents’ earnings as a guide.
- Using national average earnings as a baseline.
- Taking into account any specific potential the child has shown for future employment.

41
Q

How can a claimant recover the cost of services needed due to their injury, and does it matter who provides the services?

A

The claimant can recover the cost of services required due to injury (e.g., housework, nursing care).

Established in Schneider v Eisovitch [1960], the claimant must show the need for services arises from the defendant’s negligence.

The cost can be recovered whether the services are provided by:
- Professional carers (costs must be reasonable).
- Relatives (e.g., if a spouse gives up work to provide care).

If relatives provide care, damages are assessed starting with their lost earnings but cannot exceed the commercial rate for such services (Housecroft v Burnett [1986]).

42
Q

How is loss of earning capacity different from loss of future earnings, and when is an award for this made?

A

Loss of earning capacity arises where a claimant is injured but can still work. However, they are at risk of losing their job in the future due to their disability, or may need to take lower-paid work.

Damages can be awarded to compensate for the risk of future disadvantage, although it is speculative.

The judge must be satisfied that there is a real risk of job loss and must assign a value to that chance.

Known as the Smith v Manchester Corporation award, this compensation is relevant if the claimant is still working in their original job.

It is not applicable if the claimant can no longer work at all or has already moved to lower-paid work, where they would claim loss of future earnings instead.

43
Q

What types of pecuniary expenses, other than loss of earnings, can a claimant recover in personal injury claims?

A

A claimant can recover other pecuniary losses incurred due to the accident, including:
- Property damage (e.g., clothing, jewellery, spectacles).
- Any reasonable expenses arising from the incident.

44
Q

How are insurance payments, pensions, charitable donations, and state benefits treated when calculating damages in personal injury claims - are they deducted or not?

A

When calculating past and future loss of earnings, the net annual loss (gross less tax and national insurance) is used to prevent over-compensation.

Not deducted from damages:
- Insurance payments
- Ill-health pensions
- Charitable payments (including ex gratia payments from employers if they are not the tortfeasor)

State benefits are deducted from damages under the Social Security (Recovery of Benefits) Act 1997, which affects:
- Compensation for lost earnings
- Compensation for cost of care
- Compensation for loss of mobility

No deductions are made from claims for pain, suffering, and loss of amenity.

45
Q

What are the alternatives to lump sum damages in personal injury claims, and when might they be appropriate?

A

Lump sums can cause issues if the claimant is under-compensated due to unforeseen deterioration or if the defendant overpays for a condition that does not worsen. However, there are limited statutory alternatives:
- Section 32A Senior Courts Act 1981 allows provisional damages in cases where there is a chance of serious deterioration.
- Example: Mandeep has a 10% chance of losing sight in one eye. If a court awarded 10% of £30,000, she would receive £3,000, but would be under-compensated by £27,000 if she loses sight.
- Provisional damages would be appropriate here. If Mandeep does lose sight in the future, she can claim further damages.

Section 2 Damages Act 1996 allows the court to award periodic payments instead of a lump sum, where appropriate.

46
Q

How does the Law Reform (Miscellaneous Provisions) Act 1934 affect personal injury claims when a claimant dies before receiving damages?

A

It allows existing causes of action to survive the death of the claimant or defendant. Section 1(1) of the 1934 Act states that all causes of action (except defamation and bereavement damages) continue after death.

Key points include:
- A claim survives for the benefit of the claimant’s estate or can be made against a defendant’s estate.
- Damages awarded under the 1934 Act do not take into account any money received by the estate as a result of the death (e.g., life insurance, pension payments).
- Reasonable funeral expenses paid by the estate can be claimed.
- The estate can claim for non-pecuniary losses (e.g., pain and suffering up to the date of death) and pecuniary losses (e.g., damage to property, medical expenses, loss of income up to death).
- If the deceased claimant has dependants, claims for loss of income after death should be made under the Fatal Accidents Act 1976.

47
Q

What happens to a personal injury claim if the claimant dies before commencing or completing proceedings?

A

If a claimant dies before commencing or completing proceedings, their personal representative can bring or continue the claim on behalf of the estate under the Law Reform (Miscellaneous Provisions) Act 1934.
- If the claimant dies before commencing proceedings, the personal representative can start the claim for the estate.
- If the claimant dies during proceedings, the personal representative can continue the claim for the estate.

However, if the claim has already been settled or damages have been awarded before death, no further claim can be made under the 1934 Act. If the deceased had received compensation before death, the damages would reflect the claimant’s reduced life expectancy, including compensation for “lost years” earnings to support dependants after death.

48
Q

What is the role of the Fatal Accidents Act 1976 in claims for damages on death?

A

The Fatal Accidents Act 1976 creates a new cause of action for dependants to claim damages for the death of someone on whom they were financially dependent.
- A claim under the 1976 Act is parasitic on the original cause of action. If the deceased could not have made a claim against the defendant before death, no claim can be made under the 1976 Act.
- Defences such as contributory negligence will apply to reduce damages if they would have affected the deceased’s original claim.

There are three types of claims under the 1976 Act:
- Loss of dependency.
- Bereavement damages.
- Funeral expenses (if paid by the dependants).

49
Q

How are damages for loss of dependency calculated under the Fatal Accidents Act 1976?

A

To claim damages for loss of dependency under the Fatal Accidents Act 1976, the claimant must:
1. Fall within the class of dependants listed in the 1976 Act (includes spouses, civil partners, cohabitees, parents, children, siblings, etc.).
2. Prove they were financially dependent on the deceased, including the provision of services (e.g., childcare, housework).

Damages are calculated by assessing future pecuniary benefits, using a multiplicand-multiplier approach:
- The multiplicand is based on the deceased’s net earnings, minus personal living expenses (usually a 25% deduction for a married person with children, or 33% without children).
- Non-salary contributions (e.g., perks, services) can also be added.
- The multiplier is based on the period of expected dependency, i.e., how long the expected period of dependency would have continued, adjusted by the Ogden tables.

Money’s a dependant is due to inherit from the deceased are disregarded under the Fatal Accidents Act 1976.

50
Q

Who can claim damages for bereavement under the Fatal Accidents Act 1976, and what is the amount?

A

Under the Fatal Accidents Act 1976, bereavement damages can only be claimed by:
- The wife, husband, or civil partner of the deceased.
- The parents (or mother if the child is illegitimate) of a minor who was never married or a civil partner.

A cohabiting partner who:
- Lived with the deceased for at least two years before their death, and
- Lived as the spouse or civil partner during that period.

The bereavement award is a fixed sum of £15,120. Only one award will be made per death, and if both parents are eligible, the amount is split.

51
Q

What funeral expenses can be claimed under the Fatal Accidents Act 1976?

A

Under the Fatal Accidents Act 1976, dependants can claim funeral expenses if they have personally paid for them. If funeral expenses were covered by the deceased’s estate, they would be claimed under the Law Reform (Miscellaneous Provisions) Act 1934.

52
Q

Provide a summary for remedies in tort.

A

A person brings a claim in tort because they are seeking a remedy for the harm they have
suffered. A lawyer in practice always has to consider two issues when advising a client:
* Which tort deals with the kind of harm this claimant has suffered, and what does the
claimant have to prove to establish a claim?
* What remedy can they expect to obtain?

There are pecuniary elements in the award of damages, such as loss of earnings, and this distinguishes from the non-pecuniary elements, such as pain and suffering.

The award of damages is different when the victim of the tort has died. There is a key distinction between claims brought on behalf of the estate under the 1934 Act, and claims brought by dependents under the 1976 Act.

53
Q

How does the principle of remoteness govern the extent of a defendant’s liability after causation has been established in tort law, and how is it illustrated by case law?

A

Once causation is established, the defendant’s liability must be examined to ensure that the damage is not too remote from the breach.

Key Definition: The test of reasonable foreseeability
- A claimant can only recover if the type of damage suffered was reasonably foreseeable at the time the defendant breached their duty of care. This is an objective test focused on what was reasonably foreseeable.

Key Case: The Wagon Mound (No 1) [1961] AC 388
- The defendants negligently caused oil to spill, leading to a fire that caused extensive damage.
- Held: Damage by fire was not reasonably foreseeable despite pollution damage being foreseeable; thus, the loss was too remote.

54
Q

How does the principle of reasonable foreseeability address the ‘same type of harm’ in tort law, and what do the contrasting cases of Bradford v Robinson Rentals and Tremain v Pike illustrate?

A

The claimant can only recover if the defendant ought to have foreseen the ‘type’ of damage suffered.

Bradford v Robinson Rentals [1967] 1 All ER 267:
- The claimant suffered frostbite during a 20-hour journey due to a faulty heater.
- Held: It was reasonably foreseeable that cold-related injuries could occur.

Tremain v Pike [1969] 1 WLR 1556:
- The claimant contracted Weil’s disease from rat urine, which was rare and unforeseen.
- Held: Injury from rat bites was foreseeable, but not the specific disease from contact with rat urine, making it too remote.

55
Q

Explain the principle of not needing to foresee the extent of damage in tort law and its application in Vacwell Engineering v BDH Chemicals.

A

Once the type of damage is established as reasonably foreseeable, the defendant is liable for the full extent of that damage, even if it exceeds typical expectations.

Key Case: Vacwell Engineering v BDH Chemicals [1971] 1 QB 88
- A chemical explosion caused extensive property damage.
- Held: The defendant was liable for the full extent of the damage as property damage from an explosion was foreseeable, regardless of the explosion’s magnitude.

56
Q

What is the ‘thin skull’ rule in tort law, and how does it apply in cases involving pre-existing conditions or financial status?

A

The ‘thin skull’ rule dictates that the defendant must take the claimant as they find them, including any pre-existing vulnerabilities or financial conditions.

Key Case: Smith v Leech Brain [1962] 2 QB 405
- A negligent burn triggered a malignant cancer in the claimant.
- Held: The defendant was liable for all consequences of the injury, including the cancer, as the original injury (burn) was foreseeable.

Key Case: Lagden v O’Connor [2004] 1 AC 1067
- The claimant incurred higher costs due to financial incapacity while hiring a vehicle after an accident.
- Held: The defendant was liable for the full extent of economic loss due to the claimant’s impecuniosity being foreseeable.

57
Q

Provide a summary of the test for remoteness.

A
  • Test for remoteness: the type of damage suffered must have been reasonably foreseeable at the time of the breach.
  • If the specific damage suffered was reasonably foreseeable, this is easily established.
  • If the specific damage suffered was not reasonably foreseeable, then the claimant will still succeed if they can show that damage of the same ‘type’ was foreseeable: ‘type’ can be narrowly or broadly construed (mostly broadly).
  • Once it is established that the ‘type’ of damage was foreseeable, then:
  • The claimant will succeed even if the precise way the damage occurred was not reasonably foreseeable
  • The claimant will succeed even if the full extent of the damage was not reasonably foreseeable.
  • The defendant must take the claimant as they find them.