4. Emerging Trends in FT and Key Technologies & their Applications

Question 1

Automates creditworthiness assessments.

Answer 1

AI in Lending Platforms

Question 2

AI-powered investment platforms offering personalized recommendations

Answer 2

Robo-Advisors

Question 3

Streamlines insurance services using AI and analytics.

Answer 3

InsurTech

Question 4

Enables secure sharing of financial data with third-party providers.

Answer 4

Open Banking

Question 5

Enhances security in financial transactions using fingerprints or facial recognition.

Answer 5

Biometric Authentication

Question 6

Fraud detection, credit scoring, personalized financial
advice.

Answer 6

Artificial Intelligence (AI)

Question 7

Enable cashless transactions (e.g. GCash)

Answer 7

Digital Wallets

Question 8

Supports cryptocurrencies, smart contracts, and decentralized apps.

Answer 8

Blockchain Technology

Question 9

Improves security in digital banking.

Answer 9

Biometric Authentication

Question 10

Kickstarter and GoFundMe for raising funds.

Answer 10

Crowdfunding Platforms

Question 11

Stripe and PayMongo for seamless payment processing.

Answer 11

Payment Gateways

Question 12

Digital-first banks offering loans and savings accounts.

Answer 12

Neobanks

Question 13

Provide decentralized lending and borrowing

Answer 13

DeFi Platforms