20 - Human Rights and Fair Housing Flashcards
What is Steering?
When a real estate professional intentionally shows prospective buyers or lesees only properties where people of a similar demographic live.
Name the Federal Act enacted to ensure that all citizens have the same right to buy, sell, or lease real and personal property. It prohibits racial discrimination.
The Civil Rights Act of 1866.
Name the federal Act enacted to prohibit the discrimination in housing based on race, color, religion, or national origin.
The Federal Fair Housing Act of 1968.
The Federal Fair Housing Act of 1968 was amended in 1988 to include two new protected classes. What were they?
Familial Status and the mentally disabled.
What type of housing is exempt from the prohibition against familial discrimination?
Housing for Older persons.
In 2002, SONDA added this as a protected class under the Human Rights Laws.
Sexual Orientation - SONDA = Sexual Orientation Non-Discrimination Act.
The illegal practice of inducing owners to sell or rent their property by convincing them that members of a certain protected class are moving into the neighborhood is called?
Blockbusting.
What is redlining?
Redlining is when a lending institutions refuse to provide financing to any of the protected classes.
Megan’s Law of 1996 requires what?
Megan’s law requires a public registry of known sex offenders.
In New York, discriminatory acts must be filled with which agency and within what time period?
Discrimination complaints must be filled with the NY Department of Human Rights (DHR) within one year.
