20. Fair Housing and Ethical Practices

Question 1

AMERICANS WITH DISABILITIES ACT (ADA)

Answer 1

Act addresses rights of individuals with disabilities in employment and public accommodations.

Question 2

BLOCKBUSTING

Answer 2

The illegal practice of inducing home owners to sell their properties by making representations regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood.

Question 3

CIVIL RIGHTS ACT OF 1866

Answer 3

An act that prohibits racial discrimination in the sale and rental of housing.

Question 4

CODE OF ETHICS

Answer 4

A written system of standards for ethical conduct.

Question 5

DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD)

Answer 5

Administers federal fair housing law that prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status, or national origin.

Question 6

EQUAL CREDIT OPPORTUNITY ACT (ECOA)

Answer 6

The federal law that prohibits discrimination in the extension of credit because of race, color, religion, national origin, sex, age, or marital status.

Question 7

ETHICS

Answer 7

The system of moral principles and rules that becomes standards for professional conduct.

Question 8

FAIR HOUSING ACT

Answer 8

The federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin.

Question 9

REDLINING

Answer 9

The illegal practice of a lending institution denying loans or restricting their number for certain areas of a community.

Question 10

STEERING

Answer 10

The illegal practice of channeling home seekers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live.

Question 11

TITLE VIII OF CIVIL RIGHTS ACT OF 1968

Answer 11

(Called the federal Fair Housing Act.) Prohibits discrimination in housing based on race, color, religion, or national origin.