2 - INSURANCE Flashcards
1
Q
Insurance Planning
A
This side left blank.
2
Q
Medicare A covers
A
- Hospital stays are subject to a deductible for the first 60 days, then a second deductible for the next 30 days, and third deductible for another 60 days. Inpatient hospital care is limited to 150 days for one stay.
- Post-hospital extended care in a skilled nursing home up to 100 days
- An unlimited number of post-hospital home health services
- Hospice care for terminally ill patients
- Patient pays for 1st 3 pints of blood or donates them
3
Q
Medicare B covers
A
- Diagnostic tests
- Radiology / pathology
- Transfusion of blood
- Physical / occupational therapy
- Drugs and biologicals that cannot be self-administered
- Outpatient services from a participating hospital for diagnosis or treatment
- Unlimited number of home health services
- Free preventive care services like colorectal cancer screening and mammograms
- Free annual physical to develop and update preventive plan
- Depression screening, alcohol counseling, obesity, behavioral therapy for cardiovascular disease
