11. Discrimination (FHA/CRA)

Question 1

What is the purpose of the Civil Rights Act?

Answer 1

1) Prevent racial/ethnic discrimination

2) ALL buildings

Question 2

What is the purpose of the Fair Housing Act?

Answer 2

Prevent discrimination based on;
- Family/Ethnicity/Religion/National origin/Gender/Disability

Prevent discriminatory advertisements by preference

Prevent false representation regarding lack of dwelling availability for inspection based on discrimination

Question 3

What type of buildings does Fair Housing Act apply towards leases only?

Answer 3

Dwellings

NOT

• Religious organisations
• Private clubs
• Owner-occupied buildings (less than 3 family dwellings)
• Owner-occupied buildings (less than 4 units)

Question 4

What is the difference between Civil Rights Act and Fair Housing Act?

Answer 4

Civil Rights Act
- Race/Ethnic discrimination

Fair Housing Act
- ALL discrimination

Question 5

Is a breach of the Fair Housing Act an unlawful act?

Answer 5

NO

• FHA disallows discrimination
• FHA does NOT make unlawful discrimination (14A EP applies indirectly through FHA to private conduct, NOT directly otherwise it would make illegal private conduct)