1 Terminology (1-2 hrs.) Flashcards
Learn the QME language
Define QME
Qualified Medical Evaluator
Define AME
Agreed Medical Evaluator. Any Dr can be agreed by both parties to examine for disability. AME may NOT be licensed QME!
Define PTP
Primary Treating Physician.
Define IW
Injured Worker
Define QIW
QIW (Quilified Injured Worker) if they can not return to their job. They get $ to retrain called: Supplemental Job Displacement Benefits (SJDB), PAY OUT
What constitutes an “injury”
a specific trauma or cumulative trauma that results in lost work time and/or interference with an employees ability to work
Define AOE and COE
Arise out of Employment (AOE) + during the Course of Employment (COE) = Compensable work injury
Define Aggravation vs. Exacerbation
An aggravation is a permanent increase in the severity of the preexisting condition.
An exacerbation is a temporary increase in symptoms that resolves, returning you to baseline.
What is the no fault rule
The employer is required to pay benefits no matter who caused the injury.
Liability
Liability for the injury “shall, without regard to negligence, exist against an employer for any injury sustained by his or her employees arising out of and in the course of employment and for the death of any employee if the injury proximately causes death,
When is the Date of Injury (DOI)
the date the employee first suffered disability from the exposure
Specific Injury
Occurs as a result of an incident or exposure which causes any disability or need for medical treatment
Date of CT injury
both disability plus knowledge
“last injurious exposure”
Cumulative Trauma (CT) examples
· Cumulative trauma disorders (CTDs)
· Repetitive Stress Injury (RSI)
· Overuse syndrome
· Repetitive motion disorders
Define Medical Probability
Your opinion or conclusion based the probability 51% or greater.
“More likely than not”
What probability is needed to determine AOE?
“more likely than not”
Substantial medical evidence means
reasonable medical probability
“more than a mere scintilla. It means such relevant evidence as a reasonable mind might accept as adequate to support a conclusion.” Richardson v. Perales