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This class was created by Brainscape user Jennifer Tapia. Visit their profile to learn more about the creator.

Decks in this class (27)

Unit 1
Insurance,
Risk,
Speculative risk
71  cards
UNIT 2
Underwriting,
If there is a mistake on an appli...,
Most state laws allow life insura...
27  cards
UNIT 3
Third party ownership,
Insurable interest,
Liquidity
24  cards
UNIT 4
Term life insurance,
Term life insurancelevel term,
Decreasing term
39  cards
UNIT 5
Riders,
Waiver of premium,
Waiver of cost of insurance
17  cards
UNIT 6
Interest income only settlement o...,
Fixed period settlement option,
Fixed amount settlement option
15  cards
UNIT 7
Free look,
Insuring clause,
Ownership rights
27  cards
UNIT 8
Employer group plans,
Multiple employer trust mets,
Labor unions
15  cards
UNIT 9
Accumulation period,
Annuitization period,
Annuitant
19  cards
UNIT 10
Individual life insurance premiums,
Cash value accumulations,
Full surrenders
28  cards
UNIT 11
Individual retirement accounts iras,
Ira contributions,
Ira deductions
27  cards
UNIT 12
Accident,
Sickness,
Pre existing condition
18  cards
UNIT 13
0  cards
Unit 14
Entire contract provision,
Incontestability clause,
Grace period
19  cards
UNIT 15
Qualifying for disability benefits,
Own occupation,
Any occupation
33  cards
UNIT 16
Free for service vs pre paid,
Specified coverages vs comprehens...,
Benefit schedule vs usual customa...
14  cards
UNIT 17
Health maintenance organizations ...,
Hmos continued,
Hmos part 3
15  cards
UNIT 18
Characteristics of group insurance,
Certificate of coveragegroup poli...,
Experience rating
23  cards
UNIT 19
Diagnostic and preventative,
Restorative,
Oral surgery
14  cards
UNIT 20
Medicare,
Fully insured,
Medicare enrollment
28  cards
UNIT 21
Medicare s long term care coverage,
Medicaid s long term care coverage
2  cards
UNIT 22
Medical expense coverage for sole...,
Business disability insurance,
Health savings accountshsa
7  cards
Virginia State Laws and Regulations
The period of time for which each...,
The period of time during which t...,
Penalty for non willful violation...
23  cards
NC State Laws and Regulations
What is the length of the commiss...,
The commissioner will conduct an ...,
What is the timeframe to report c...
35  cards
New York Laws and Regulations
Minimum age to obtain a producer ...,
Pre licensing requirements for ag...,
Pre licensing requirements for ag...
59  cards
Pennsylvania Laws and Regulations
Pre licensing education requirement,
Minimum age to obtain a producer ...,
Length of temporary insurance pro...
52  cards
Texas State Laws and Regs
The commissioner is appointed by ...,
A commissioner must have at least...,
The commissioner must provide a _...
57  cards

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Licensing 101

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