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By:
Adam Faircloth
- decks
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Decks in this class (29)
Insurance Contracts
Risk,
Speculative risk,
Pure risk
106
cards
Insurance Industry
Stock insurance companies,
Mutual insurance companies,
Participating policies are typica...
93
cards
Accident/Health Policy Clauses
Renewable at insurer s option,
Renewable at insurer s option can...,
Conditionally renewable
58
cards
Disability Insurance
Disability insurance replaces por...,
Dis,
Injury or illness must occur or b...
92
cards
Health Policies and Plans
Basic plans predated,
Basic plans provided,
Basic plans had
65
cards
Individual vs. Group Insurance
The individual market is for,
Individual market who is the poli...,
Individual market change in emplo...
49
cards
Common Health Insurance Requirements
Major medical in the individual m...,
Major medical in the individual m...,
Major medical in the individual m...
36
cards
Other Accident/Health Products
Hospital indemnity policies,
Hospital indemnity policies money...,
Dread disease critical insurance
37
cards
Medicare and Medicaid
Mcr eligibility,
Mcr available regardless of,
Mcr part a
50
cards
Long-Term Care Insurance
Long term care,
Ltc is often for,
Ltc focuses on
35
cards
IL Health Insurance Law
Ads must be kept for,
Ads must disclose,
Ads can t
58
cards
Life Insurance Basics
Purpose of life insurance,
Life insurance creates an,
Other uses of life insurance
26
cards
Life Underwriting and Applications
Application,
Application is considered part of...,
Application issues
44
cards
Life Insurance Premiums
Influence on li premiums,
Gross premium,
Net premium
13
cards
Types of Life Insurance
Term life insurance,
Terms tend to last anywhere from,
Term li might be renewable up to
107
cards
Life Insurance for Businesses
Key person policy,
Key person policies require,
Corporate split dollar policy
9
cards
Life Insurance Clauses and Provisions
Insuring clause,
Entire contract is only between,
Entire contract consists only of
35
cards
Beneficiary Issues
Beneficiary designations,
Beneficiary designations are chos...,
Beneficiary designation can be th...
24
cards
Life Insurance Riders
Waiver of premium,
Waiver of premium might be limite...,
Waiver of premium might require h...
26
cards
Life Insurance Taxation
Death benefits are,
Dividends are,
Loans against cash value are
20
cards
Group Life Insurance
In group life insurance what is u...,
In group li policyholder chooses,
Group members get a certificate o...
24
cards
Viatical/Life Settlements
Viatical settlements,
Investors become irrevocable bene...,
Often provides more money to the ...
15
cards
Annuities
Annuity,
Annuities are often used to provide,
Unlike li annuities address risk of
50
cards
Anti-Money Laundering
Money laundering,
Placement,
Layering
10
cards
Social Security Survivor Benefits
Social security taxes are paid as...,
Payroll taxes are split by,
Self employed pay
14
cards
Retirement Plans
Qualified retirement plan account,
Life insurance generally can t be...,
Annuities might be used to fund o...
40
cards
HIPAA Privacy
Hipaa prohibits,
Disclosure is only allowed if,
Hipaa requires doctors and health...
6
cards
IL Insurance Law (General)
Mccarran ferguson act,
Il department of insurance,
Director has the power to make re...
105
cards
IL Insurance Law (Life)
Free look periods can t be an exc...,
Ads claiming no medical exam must...,
Ads for life insurance and annuit...
59
cards
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IL Life and Health Insurance
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- 972 flashcards
- 328 learners
Decks:
Chapter 1 General Insurance, Chapter 2 Life Basics, Chapter 3 Types Of Policies And Riders, And more!
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