This class was created by Brainscape user Delia Archer. Visit their profile to learn more about the creator.

Decks in this class (18)

SAFE Act: Vocabulary
Mortgage broker,
15 usc 1691 et seq is a federal l...,
This is a federal agency establis...
60  cards
☑️ Chapter 1: Mortgage Lending Overview
Importance of understandingmortga...,
Concepts of mortgage lending seed...,
Most early mortgages were short t...
103  cards
☑️ Chapter 2: The Mortgage Lending Process
A professional estimate or opinio...,
A person who estimate the value o...,
A business entity that for a mana...
287  cards
☑️ Chapter 3: Finance Instruments
This is a clause that gives a len...,
A contract clause that allows the...,
A final lump sum payment at the e...
66  cards
☑️ Chapter 4: Conventional Loans
This is a loan usually made by a ...,
This type of loan meets the crite...,
These type of loans are typically...
79  cards
☑️ Chapter 5: Government Loan Programs
The federal housing administratio...,
The fha is part of the department...,
Fha approved lendersthe purpose o...
115  cards
☑️ Chapter 6: Non-Traditional & Non-Conforming Loans
Mortgage products it is important...,
Jumbo loans and b and c borrowers...,
Jumbo loans and b and c borrowers...
164  cards
☑️ Chapter 7: Federal & Financial Disclosure Laws
The ______ act of 1974 respa 12 u...,
Respa key amendments on january 1...,
Respa key amendments
256  cards
☑️ Chapter 8: Federal Privacy Protection and Consumer Identification Laws
Fair credit reporting act fcra re...,
The fair credit reporting act imp...,
Fair credit reporting act fcra re...
70  cards
☑️ Chapter 9: Federal Probibition of Predatory Lending
Home ownership and equityprotecti...,
Home ownership and equityprotecti...,
Home ownership and equityprotecti...
86  cards
☑️ Chapter 10: The SAFE Act
The safe act introduction the hou...,
The safe act introduction the saf...,
Objectives of the safe actamong t...
58  cards
☑️ Chapter 11: Ethics in Mortgage Lending
Ethical and legal considerations ...,
Ethical and legal considerations,
Ethical and legal considerations
182  cards
☑️ Chapter 12: Uniform State Test
Hera and the safe act the housing...,
Hera and the safe act,
Hera and the safe act
68  cards
☑️ Chapter 13: Selected Consumer Protection Regulations
Respa mortgage servicing as you l...,
Respa mortgage servicing periodic...,
Respa mortgage servicing
51  cards
☑️ Chapter 14: Financials and Calculations Review
Periodic interest when performing...,
Periodic interest to calculate th...,
Prepaid expensesprepaid expenses ...
49  cards
☑️ Chapter 15: The Successful Mortgage Closing
Real estate appraisalsan appraisa...,
Real estate appraisals,
Real estate appraisals an apprais...
103  cards
Chapter Exercises
Exercise 11 apply your knowledge ...,
Exercise 12 knowledge checkthe __...,
Exercise 13 knowledge check 1 whe...
39  cards
Final Exam Review
The ______ within the glb act gov...,
At the time that dan applied for ...,
Federal mortgage related laws
142  cards

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A Mortgage Loan Originator

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