Unit 6 RAISING FINANCE

Question 1

obresti

Answer 1

interest

Question 2

odplačilno obdobje

Answer 2

repayment period

Question 3

obrok

Answer 3

instalment

Question 4

na obroke

Answer 4

in instalment

Question 5

nizke obresti

Answer 5

generous interes

Question 6

oderuške obresti

Answer 6

extortionate interest

Question 7

začetni kapital

Answer 7

start-up capital

Question 8

tvegan kapital

Answer 8

venture capital - invest other people’s money

Question 9

a form of securities offering in which an investor invests capital in exchange for an equity stake in the company

Answer 9

seed capital

Question 10

razmerje med tveganjem in donosom

Answer 10

trade off between risk and return

Question 11

an affluent individual who provides capital for a business start-up

Answer 11

business angel - invest their own money

Question 12

subvencija

Answer 12

subsidy

Question 13

nepovratna sredstav

Answer 13

grant

Question 14

investirati v

Answer 14

to invest in

Question 15

“izdati deleže”

Answer 15

to issue shares

Question 16

plačati do datuma

Answer 16

to pay by the fixed date

Question 17

glavnica

Answer 17

principal

Question 18

varščina (security if one is unable to pay)

Answer 18

collateral

Question 19

nepremičnina

Answer 19

real estate

Question 20

sredstav in obveznosti

Answer 20

assets and liabilities

Question 21

prošnja za kredit

Answer 21

loan request

Question 22

obrestna mera

Answer 22

interest rate

Question 23

to be in red (the amount of money you owe to a bank when you have spent more money)

Answer 23

overdraft

Question 24

lastniški kapital

Answer 24

equity

Question 25

pristojbina/provizija

Answer 25

fee

Question 26

stečaj/bankrot

Answer 26

bankruptcy/insolvency

Question 27

nadomestilo

Answer 27

indemnity

Question 28

hipoteka

Answer 28

mortgage

Question 29

primerna skrbnost

Answer 29

due dilligence

Question 30

nakup na obroke

Answer 30

hire purchasing

Question 31

a legal agreement that allows you to use a product in return for rent

Answer 31

leasing

Question 32

upnik

Answer 32

creditor

Question 33

posojilodajalec

Answer 33

lender

Question 34

dolžnik

Answer 34

debtor

Question 35

posojilojemalec

Answer 35

borrower

Question 36

kreditno sposoben

Answer 36

creditworthy

Question 37

imeti v lasti

Answer 37

to own, to possess

Question 38

dokapitalizacija, financiranje

Answer 38

to raise finance, to collect money

Question 39

dolgovati

Answer 39

to owe, to be in debt

Question 40

financirati

Answer 40

to fund, to finance

Question 41

anuiteta

Answer 41

annuity

Question 42

rok plačila/zapadlosti

Answer 42

maturity date/due date

Question 43

biti v stečaju

Answer 43

the state of being bankrupt, bankruptcy

Question 44

iti v stečaj/bankrotirati

Answer 44

to go bankrupt

Question 45

delež/delnica

Answer 45

share/stock

Question 46

ne plačati

Answer 46

default on, non payment

Question 47

borza vrednostnih papirjev

Answer 47

stock exchange, primary market, stock market

Question 48

obveznosti do dobaviteljev

Answer 48

accounts payable

Question 49

letno pročilo

Answer 49

annual report

Question 50

nominalna vrednost

Answer 50

nominal value/face value

Question 51

kotirati na borzi

Answer 51

to be quoted, to be listed

Question 52

start-up capital

Answer 52

seed capital

Question 53

znesek za plačilo

Answer 53

outstanding amount

Question 54

komercialni kredit

Answer 54

trade credit

Question 55

terjatve do kupcev

Answer 55

accounts recivable

Question 56

not willing to take risk

Answer 56

risk-averse

Question 57

to spread/minimize risk

Answer 57

to diversify risk

Question 58

enterprise loans

Answer 58

soft loans

Question 59

pridobivati

Answer 59

to acquire

Question 60

knjigovodska vrednost

Answer 60

book value

Question 61

tržna vrednost

Answer 61

market value