Mortgage glossary Flashcards by Mario Meléndez

acceleration clause

Cláusula de apresuramiento

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adjustable-rate mortgage (ARM)

Préstamo hipotecario con tasa de interés variable

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adjustment date

Fecha del ajuste

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amortization

Amortización

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amortization schedule

Tabla de amortización

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annual percentage rate (APR)

Tasa de interés anual

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application

Solicitud

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appraisal

Tasación, valoración

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appraised/assessed value

Valor de tasación

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appraiser

Evaluador, Tasador

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appreciation

Apreciación (en valor)

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assessment

Evaluación Fiscal / Tasación Fiscal

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asset

Activo, bienes

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assignment

Asignación

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assumable mortgage

Hipoteca Asumible

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assumption

Tomar posesión (de la hipoteca de un tercero)

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balloon mortgage

Hipoteca de pago global

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balloon payment

Pago global

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bankruptcy

Bancarrota

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bill of sale

Contrato de venta

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biweekly mortgage

Préstamo hipotecario de pago quincenal

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bond market

Mercado de Bonos

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bridge loan

Préstamo temporal

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broker

Agente

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buydown

Hipoteca con intereses iniciales rebajados

call option

Opción de Compra con revisiones por intervalos

cap (Payments)

Límite/Tope (de los pagos)

cash-out refinance

Refinanciamiento con desembolso de efectivo

certificate of deposit

Certificado de Depósito

certificate of deposit index

Índice del Certificado de Depósito

Certificate of Eligibility

Certificado de Elegibilidad

Certificate of Reasonable Value (CRV)

Certificado de Valor Razonable

chain of title

Tracto Sucesivo

clear title

Título de Propiedad Aclarado y Libre

closing

Cierre

closing costs

Gastos de Cierre

co-borrower

Co-prestatario

collateral

Garantía, colateral

collection

Cobro, colección, recaudo

commission

Comisión

common area assessments

Evaluación/Tasación Fiscal de Áreas Comunes

common areas

Áreas Comunes

common law

Derecho común

community property

Propiedad Comunal

comparable sales

Ventas Comparables

condominium

Condominio, edificio de unidades individuales

condominium conversion

Conversión a Condominio

condominium hotel

Hotel Condominio

construction loan

Préstamo para Construcción

contingency

Contingencia

contract

Contrato

conventional mortgage

Préstamo Hipotecario Convencional

convertible ARM

Hipoteca con tasa de interés ajustable y convertible

cooperative (co-op)

Cooperativa

cost of funds index (COFI)

Índice de costo de los fondos

credit

Crédito

credit history

Historial crediticio

creditor

Acreedor

credit report

Informe de crédito

credit repository

Depósito de Crédito

debt

Deuda

deed

Escritura, título de inmueble

deed-in-lieu

Escritura en lugar de ejecución hipotecaria

default

Incumplimiento, atraso (de pago)

delinquency

Morosidad, Atraso en el pago