Limited & Personal Lines Auto Flashcards
1
Q
Means the proof of the ability to pay.
A
Financial Responsibility
15/30/5
2
Q
What vehicles are not covered?
A
Motorcycles because they have 2 wheels. Are covered using āMiscellaneous Type Vehicle Endorsementā
3
Q
PAP Scheduled Policy
A
Declarations Definitions Part A: Liability Part B: Medical Part C: Uninsured Motorist Part D: Physical Damage Part E: Duties after an accident Part F: General Provisions
4
Q
The 3 principal rating factors for personal auto.
A
Safe driving record
Annual miles driven
Years of driving experience
5
Q
Personal auto covers earthquake underā¦
A
Other Than Collision (OTC)
6
Q
Which endorsement is needed to cover a car available for regular use?
A
Extended non-owner
7
Q
Name the endorsement that covers labor at the site of disablementā¦
A
Towing & Labor
8
Q
Claim related expenses are calledā¦
A
Supplementary payments
