Investigation of registered title

Question 1

A. Property register

Answer 1

Describes the property (address)

Rights benefitting the land

Question 2

B. Proprietorship register

Answer 2

Class of title

Details of owners

Restrictions (e.g. charge or TinC)

Question 3

C. Charges register

Answer 3

Rights burdening the property (e.g. mortgage, covenants, easements, leases)

Question 4

What are the different classes of title?

Answer 4

Title absolute (best and most common)

Qualified title (specific defect in title e.g. missing deed containing details of a covenant)

Possessory title (squatter’s rights)

Title indemnity insurance is an option to cover risks