guidance and advise

Question 1

citizens advice

Answer 1

organisations run by charities. free. wide range of areas, volunteers

Question 2

independent financial adviser

Answer 2

professionals who offer advice on financial matters

charged a fee, may be biased

Question 3

price comparisons websites

Answer 3

collate prices for similar goods and services within an industry allowing consumers to make comparisons easily. free, 24/7 , dont cover all options

Question 4

money advice services

Answer 4

government organisations set up to offer free and impartial advice in the uk
free, online / telephone only, can take time

Question 5

debt counsellers

Answer 5

professional who offers independent advice on how to best manage debt
costs money. focuses on debt management

Question 6

individual voluntary arrangements

Answer 6

government organisation that allows an individual to declare themselves bankrupt while paying the money they owe. charged fees for independent advice