Guía de FCC 2 Flashcards

1
Q

Risk

A

probability of economic losses due to unforeseen events or market fluctuations.

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2
Q

Transactional risk

A

risk of conducting operations abroad

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3
Q

Business risk

A

the risk related to the industry

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4
Q

Exchange rate risk

A

(riesgo cambiario) where the value of the firm’s noperation or investment will be affected by the changes in exchange rate

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5
Q

Arbitrageur

A

intermediario que hace que las transacciones sean menos riesgosas. Person involved in the process of buying and selling for it to be less risky. (it can be in various markets)

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6
Q

Secure loan and insecure loan

A

garantía de por medio, sin garantía de promedio

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7
Q

Garantía

A

Collateral

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8
Q

5 C of credit

A

Character, Capacity, collateral, Conditions, Capital

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9
Q

Unsecure debt.

A

Source of financing that doesn’t require a collateral and it just bases on the feith. Ex. Trade Credit

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10
Q

Commercial paper

A

Represents secure provisiory notes issued to the public by large corporations or companies. Se comercializa en unidades de 25 mil dolares como mínimo. Short term

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11
Q

Certificate of deposit

A

short term

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12
Q

Tax shield

A

ahorro fiscal, todo va en funcion de gastos deducibles de impuestos. Todo lo posible por rebajar la cantidad de lo que te calculan el impuesto. (short and long term)

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13
Q

Short term

A

menos de un año, trade credit, commercial paper, tax shield (both), certificate of deposit, factoring, pledging

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14
Q

Long term

A

más de un año: bonds, mortgage, acciones, leasing, bank loan

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15
Q

Examples of developments banking in mexico (homework):

A

FIRA, BANCOMEX, BANCO DEL BIENESTAR, BANJERCITO, BANOBRAS, NAFIN

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16
Q

Principal objetivo de _______:

A

promover el creciemiento

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17
Q

Safety stock

A

the amount of capital saved by the owners for emergencys, internal, long term

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18
Q

Sources of unsecured terms:

A

trade credit and commercial paper

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19
Q

Sources of secure debt

A

certificate of deposit

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20
Q

cost benefit analysis

A

Tecnique of comparing cost and profits

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21
Q

Cash discount

A

5/15 net 50 (Cinco porciento de descuento en los primeros quince días cuando tienes un plazo máximo de 50) Descuento, plazo pagado, plazo máximo. (descuento por pronto pago)

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22
Q

Eurodolar

A

are used dolars held by foreign banks or institutions outside of USA.

23
Q

investment that the company hopes to mantain longer than one year.

A

Permanent investment

24
Q

Net Working Capital

A

is the difference between current assets minus current liabilities.

25
Q

What is an-stock change (bolsa de valores)

A

body that operates in the securities market, where securities transactions are carried out

26
Q

Crowdfunding: FINTEC: Financial technology

A

they manages themselves through the internet to offer innovating financing services. They are debt platforms, equity investment, rewards (services or products) donation. Lo más común en méxico son prestadero, kubo financiero. Platforms where you can publish your project.

27
Q

Working Capital

A

It is the amount of money needed to maintain the company’s operations in the short term.

28
Q

Most important securities

A

Shares and bonds

29
Q

Shares, owner’s equity

A

units of ownership in a company, and they give the owner a percentage of the company and some of its profits.

30
Q

Bonds

A

a loan that an investor makes to a company, government, or municipality in exchange for interest payments

31
Q

ONG

A

Organizacion no gubernamental. No profit institution. Ex: La cruz roja.

32
Q

BID

A

Banco Interamerican de desarrollo.

33
Q

Financing model

A

ensures an adequate and regular source of funding for the organization that is healthy and within the nonprofit ethic of the charitable world.

34
Q

Heartfelt Connector

A

The most popular causes are those related to the environment, international issues and medical research.

35
Q

Beneficiary Builder

A

This model includes hospitals and universities.

36
Q

Member Motivator

A

They donate money because the issue is an integral part of their daily lives and is something from which they derive a collective benefit

37
Q

Donor Relations

A

Building and maintaining strong relationships with donors is crucial for sustainable funding.

38
Q

Financial Sustainability

A

For NGOs to have a lasting influence, achieving financial sustainability should be their main objective, part of this is diversifying funding sources, creating methods to raise funds, looking for options to generate income and accumulating reserves.

39
Q

National Infrastructure Fund

A

One of its objectives is to be a financial help the infrastructure on the private and public sector.

40
Q

Compliance and Legal Requirements

A

NGOs must adhere to applicable financial regulations and legal requirements.

41
Q

Multilateral development banking

A

Organizations like IDB, IFC, WB have been key to help the educational, health, hydraulic, energy, transport and urban projects.

42
Q

AIF

A

Looks to embrace the impacts of certain countries that are clients in the climate sector.

43
Q

IFC

A

Improves peoples lives developing countries by investing in private sector

44
Q

MIGA

A

Brings together guarantee products and experts from the World Bank Group, International Finance Corporation, Multilateral Investment Guarantee Agency and the World Bank.

45
Q

Government Programs

A

INDESOL

46
Q

Development Banking

A

It consists of providing medium and long-term financing to public and private institutions, with the aim of serving the public interest rather than making a profit.

47
Q

Banca comercial

A

BBVA, Banamex and Santander

48
Q

What is the link between the corporation in search of financing and investors?

A

Investment banking

49
Q

What is a net working capital?

A

Current assets - Current liabilities

50
Q

Common Stock

A

a security that represents ownership in a corporation

51
Q

Types of leverage

A

Operational and financial

52
Q

What are the most actions used on the market

A

Common shares

53
Q

Clasificaciones de financiamiento

A

Long and short, external and internal.