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Interpretia > Finance > Flashcards

Finance Flashcards

1
Q

Account Specialist

A

Especialista en manejo de cuentas

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2
Q

ACH (Automated Clearing House)

A

Camara de Compensacion Automatizada (Sistema de Transferencia de Fondos, facilita pagos) usar SITIO

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3
Q

APR (Anual Percentage Rate)

A

Tasa de Porcentaje Anual

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4
Q

ATM (Automated Teller Machine)

A

Cajero Automatico

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5
Q

Balance Transfer

A

Transferencia de Saldo (pasar deuda actual a otra tarjeta/cuenta de banco. Una forma de ahorrar, no tiene interes)

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6
Q

Checking Account

A

Cuenta Corriente/de Cheques

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7
Q

Co-Signer

A

Aval (firma un documento con otra persona)

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8
Q

Collections

A

Cobranzas/Cobros (Departamento
de recuperacion pagos de delincuentes/ cuentas vencidas)

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9
Q

Credit Check

A

Verificacion de creditos (Se examina el historial de alguien que busca un credito)

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10
Q

Credit Limit

A

Limite de Creditos(El maximo numero de plata que se le entrega a un deudor en un credito)

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11
Q

Credit Report

A

Informe de Credito

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12
Q

Credit Score

A

Puntaje de Credito (Numero de 300-850) + alto el numero, mejor imagen ante el prestamista

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13
Q

Cut-Off Time

A

Hora de Cierre

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14
Q

Down Payment

A

Pago Inicial (El pago inicial de una compra)

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15
Q

Drive-Through Bank/ Drive Thru

A

Auto Banco

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16
Q

Equity

A

Valor Liquido/Patrimonio/Capital/Plusvalía. (El valor de una propiedad una vez eliminadas todas las deudas)

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17
Q

Escrow Account

A

Cuenta de Plica

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18
Q

File Taxes (verb)

A

Declarar Impuestos

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19
Q

Fixed Interest Rate

A

Tasa de Interes Fija

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20
Q

Foreclosure

A

Ejecucion hipotecaria

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21
Q

Grace Period

A

Periodo de Gracia/Cortesia

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22
Q

Gross Monthly Income

A

Ingreso Mensual Bruto

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23
Q

Home Equality Lane

A

Linea de credito sobre el patriomonio de la propiedad.

24
Q

Home Equiality Loan

A

Prestamo sobre el Patrimonio de la Propiedad

25
Q

Installments

A

Pagos/Abonos/Cuotas

26
Q

(Non)Insufficients Funds

A

Falta de Fondos

27
Q

Interest Rate

A

Tasa de Interes

28
Q

Late Fee

A

Cargo por Demora

29
Q

Minimum Balance

A

Saldo Minimo

30
Q

Money Order

A

Giro Postal (funciona como un cheque)

31
Q

Morgtage

A

Prestamo hipotecario/de una propiedad

32
Q

Overdratf

A

Sobregiro (deficit en cuenta por mandar mas plata de la q hay)

33
Q

Overdraft Fee

A

Cargo por Sobregiro

34
Q

Payoff/Pay- Off

A

Liquidar (pagar de una)

35
Q

Pending Balance

A

Saldo Pendiente

36
Q

Processing Fee

A

Costo de Tramitacion/Procesamiento

37
Q

Routing Number

A

Numero de ruta bancaria/identificacion bancaria

38
Q

Tax Return

A

Declaracion de Impuestos

39
Q

Underwriting

A

Evaluacion de riesgos

40
Q

Voided Check

A

Cheque Anulado/Nulo

41
Q

Waive

A

Eximir/Condomar/Exonerar (quedar libre de una culpa)

42
Q

affordable

A

asequible (poder pagarlo)

43
Q

statement

A

extracto bancario/estado de cuenta

44
Q

online bank

A

banco en linea

45
Q

to grant

A

conceder/otorgar

46
Q

collateral

A

garantia

47
Q

trustfund

A

fideicomiso

48
Q

stated

A

declarados/establecidos

49
Q

collect

A

COBRAR

50
Q

background

A

historial

51
Q

certificate of deposit (CD)

A

certificado de deposito

52
Q

fare

A

tarifa/precio

53
Q

cash assistance

A

asistencia de dinero en efectivo

54
Q

bring account current

A

poner cuenta al dia

55
Q

bucks

A

pesos/varos

Interpretia (15 decks)

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